AIS Collection Agency
Date: Wed, 04/16/2008 - 13:31
AIS Collection Agency
yes they will hound you, but they will set up a descent payment
yes they will hound you, but they will set up a descent payment arrangement with you, so you are better off just doing it right from the beginning and get it over with. Not sure if pay day loans are legal in your state or not, what state are you from?
I need to clear my head and start this all over again. :shock:
I need to clear my head and start this all over again. :shock: I am from Pennsylvania. I will look back at my original posts when I first signed up on February and renew my list of pdl's.
Pay day collection
AIS called me one time ,then turned me over to another third party collector. They called and threatened leagal action. the bad part is I had paid the pay day company several payments and even arranged a settlement and they still sold my account. What should I do?
I would report them to your state attorney general. Do you have
I would report them to your state attorney general. Do you have the proof that you paid them several payments?
AIS actually was reported on my credit report and I was able to dispute it and now they are no longer on there. The credit bureau had to investigate them and that took atleast two months, but in the end, they were removed.
Young lady said she was from AIS, but would not say what the com
Young lady said she was from AIS, but would not say what the company did or any more info on it unless I gave her personal information. I refused to give info to someone I did not know and she said that she had information for me. I told her it was her phone call and that she could give me that info, but again, I was not going to give her any personal information and she ended the call. Don' know who AIS is.
Quote:Originally Posted by AnonymousYoung lady said she was from
Quote:
Originally Posted by Anonymous Young lady said she was from AIS, but would not say what the company did or any more info on it unless I gave her personal information. I refused to give info to someone I did not know and she said that she had information for me. I told her it was her phone call and that she could give me that info, but again, I was not going to give her any personal information and she ended the call. Don' know who AIS is. |
They're a collection agency but NEVER admit to owing a debt over the phone, you did the right thing. The next time they call, tell them they are required by federal law (FDCPA)to send you a letter of collection via the mail within 5 days of their first initial contact with you and if they don't do that but continue calling you it will force you to file a complaint against them with the BBB and the FTC for not complying with the law, they could be subject to a fine if they won't comply!
People - YOU DO NOT OWE A COLLECTION AGENCY ANYTHING! What they
People - YOU DO NOT OWE A COLLECTION AGENCY ANYTHING! What they have done, is purchased your debt for pennys on the dollar, your original debtor has written off the debt already - if there was going to be an impact on your credit - it's already happened. DO NOT EVEN TALK TO THEM - DO NOT GIVE ANY MONEY once you have given them money, you have now acknowledged you owe THEM the money and now you are STUCK **DO NOT SIGN >>>ANYTHING<<< SAYING YOU OWE THE MONEY OR THAT YOU PROMISE TO PAY THEM - DO NOT MAKE PAYMENT ARANGEMENTS!!