I\'m so confused my head hurts ;)

Date: Thu, 04/02/2009 - 05:12
Submitted by on Thu, 04/02/2009 - 05:12
Posts: 202330
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Thanks for any assistance you can give me. Long story short, my wife (before we were married) filed for and was granted Chapter 7 a little over 4 years ago. We have run into some reall bad luck and I am now unemployed (but have a job offer in FL - we are in CA now) but she must quit her job and go on permanent disability in less than a month.
So.....I know you have to wait 8 years to file Chapter 7 again but we will be able to afford Chapter 13 once her SDI kicks in an a month or so and I start my new job in 6 weeks or so.
My question is...I have heard from no less than FOUR attorneys that the waiting period for her (us) to file Ch. 13 is 4 years AND 8 years. Does anyone know what the time period is?
Thanks for your help and hopefully I won't have to set myself on fire soon
Robert