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Converting Chapter 13 to 7

Submitted by cdollar on Sat, 02/07/2009 - 13:51
Posts: 227
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My husband and I have been in Ch13 since last September, but we can no longer afford it. My health insurance at work has gone up almost $220 per month, and after bills, we don't even have enough money to feed ourselves. What I'm wondering is, is it difficult to get a car loan reaffirmed? I know that we qualify for Ch7 by a means test, but we took 13 because we didn't want to lose our car. We are super upside-down in the loan. (Like $9000 over the bluebook value.) I'm going to call my lawyer on Monday, but i just wanted to see if anyone on here had some good advice.