US Bank and chexsystem

US Bank uses a system that automatically checks chexsystems when they submit the request to open the account. If it's been this long and you got your debit card already then you are defiantly okay.

Thank you so much PinkLady ;)

Order your chexsystems report at consumerdebit.com and see what's under "reported information." The goal is for this section to say "no information found." If there are one or more entries, dispute them with chexsystems using the from. Also write to the reporting bank, demanding they furnish you with evidence. They both have 30 days (21 in Maine) in which to validate the reported information - or else they must be removed by law. Usually, they can't. So you win and you get a new clean report.

Once you have opened an account at US bank, they will not close it. It is not like some of the other big banks that are known for closing accounts

US Bank uses a system that automatically checks chexsystems when they submit the request to open the account. If it's been this long and you got your debit card already then you are defiantly okay.

Just opened account at us bank in grocery store in so cal. Sign outside stated "chexsystems okay. I jumped on it and am a gold member. Yes i am on chexsystems. Good banking all!!!!!!!!!!


Yyyyyyyyeeeeeessssss!!!!!!!!!!!!!!!!!!!!!

I think US Bank sucks. They rarely reverse fees and their fees are outrageous. My account went negative and I asked the bank to freeze the account or close it, they did neither. I was zapped with a $29 with every attempted ACH and charged a $9 a day neg balance fee. They did not want to listen to me nor show any compassion.

The fees are now 35.00 for US bank for an NSF. Most banks will not close an account immediately upon request anymore. They make you wait generally 30 days to make sure nothing else comes through on the account.

Get off the good news bitches... So many people do searches for banks that give a normal checkng account to us fu@k-ups on chexsystems looking for a decent bank and cannot because someone wants to advertise and sell so much worthless info everywhere.

I am in san bernadino county, california. I tried to fill out for a checking account for usbank online but was denied. 1 month later was shopping at my local grocery store where a usbank branch was and had a sign stating: "chex systems okay"

do not try online or in the branch. Must be instore.

If anyone gets one, help others too by posting it.


---out---

If fraud is indicated on your report, they will deny you at ALL branches.

I just got approved online with US Bank for individual checking accounts and joint acct with my husband. We are both on Chexsystems. It says on online app that they will check chexsystems during app. Do you think they will close the account later? i have tried other online apps with other banks and been declined. I hope US Bank stays open.

yes it will stay open. Once US Bank opens, I have never ever heard of them closing an account later. How old are your reports? Are they 3 years old or older?

Thanks for the reply. They are not quite three years old yet. I was successful in having a Chase report removed. Now there is one from Harris which I have challenged, but they validated. I really hope US Bank keeps it open. I honestly was shocked that they opened the account online since we have been denied by other banks online.

Update. I have opened a checking and savings acct for both myself and my husband and also joint accts, all online. I had a bank employee who sets up the online accts call me and confirm we were active. I did not mention chex and he did not. He said we were all approved and cards and checks were on the way. Yeah. Good Luck to all

Hi I want tell you what happen about girl lie me fraud check. I am so mad her . She run away. Police say not find her. She make paper copy check my account number. I did not know how she work. I did depost check in 53 bank and one week later I withdrawl cash money. Then three day later 53 bank called me that say fraud check. I say what. she s smart and skill make paper of check. Anyway I got letter from us bank said chexsystem . I never it before and not my fault. So I still owe 53 bank. I work office for deaf club and I cannot sign on deaf club check. I am stuck. So my boss found someone sign change name in us bank today. I told my boss that I mad of her. And I hope police find her. But since 4 year. Nothing. Not fair. Look me bad. No way. You will help me how ?

If this happened 4 yrs ago, you should be removed next year. Options for a non-chexsystems bank depend on where you live. What is your zip code?

fteskac...
something same happened to me...also 53...are you in cleveland and what deaf club?

hi, you can find all US bank locations, addresses, telephonenumbers and more details here.

[URL="http://www.altiusdirectory.com/Finance/usa-banks"][/URL]

hi, you can find all US bank locations, addresses, telephone numbers and more details here. Check out the below link
US Bank Locations

i have issues with one of the banks and they reporte it in chex system and then they closed my account. I have tried to open a bank a/c in california but non of the banks want to. Who can help me? Who knows the banks that are not in the chexsystem? My credit score is good despite the chexsystem report

I can tell you that there really are no banks in CA that I have ever found that do not use chexsystems. I have been researching banks all over this country for more than 9 yrs now and I have never found any in the state of CA. There are some other options there as well as banks that may make an exception depending on what your report actually says. What is your zip code there? Do you know of fraud is reported? Also feel free to email me at [EMAIL="mca@chexsystemsvictims.com"]mca@chexsystemsvictims.com[/EMAIL] if you prefer

I am on checksystems and opened a Bank of America account and they closed it due to checksystem.

I hear US Bank will check but they forgive and give people 2nd chances, so after reading this post last night I went there to day in the Safeway branch here in Denver and they opened it.

I will not hold my breath and see after 2 weeks if it stays open or not. I have 3K with bank of America and I am waiting for them to mail me my check.

If the account gets closed down I will update you all.

Thanks

US Bank does tend to approve many people reported to chexsystems . This is especially true when you apply at an "in store branch" only as you did. It is common to be approved when "fraud" is not indicated on the report. Generally if fraud is indicated on the report, they will deny you.

Once US Bank opens an account they will NOT close it as long as it stays in good standing so you have no need to worry about this account closing.

Does us bank run chexsystems cause I have like 8 accounts but two are partially paid and when I applied online it just said that my accounts are being reviewed and when my mom applied it declined her...I'm hoping I get approved![QUOTE][/QUOTE]

Yes they do use chexsystems