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Former checking acct was closed....Can that affect my current checking account?

Date: Sat, 05/11/2013 - 12:33

Submitted by anonymous
on Sat, 05/11/2013 - 12:33

Posts: 202330 Credits: [Donate]

Total Replies: 1

Former checking acct was closed....Can that affect my current checking account?


Hi, we moved recently and switched banks, but left our old checking account open. My husband inadvertently paid a bill online using this old acct info. I wasn't aware that we were overdrawn because the statement and communication about it from old bank was not fwd'ed to new address. I finally received a letter that stated that our acct was closed and that the balance was due in full or else they would report our account to check verification, etc. I paid the balance the next day.
Which brings me to my question, if this was reported to chexsystems, could this affect my active checking acct? Thank you very much.