Warren Schembs' Latest Foolishness, watch him hang himself!

I have sent you this email already and have paperwork ready to pursue this account. Please contact me ASAP! This is a very serious matter and can't be held in this office any longer. Please respond before COB 4/14/06.

Date to respond by: 4/14/06

Reference #

-Status: Level 5 Delinquent/Possible Fraud

From: Warren Schembs

-Account Manager ECP CD

When we set up the accounts and issued the loan it was with the understanding that payments would be made, but unfortunately at this time we show that there has been nothing that has been paid out from your bank account and you have actively stopped any attempts we've made to retrieve our funds which constitutes theft. We have contacted you various times in various ways (e-mail, letters, phone) trying to re-establish contact with you and work this out in good faith. We have been acknowledged only with your silence, false promises, or outright refusal. Please touch base with me before (24) hrs if you want to resolve this so I may make any necessary adjustments. After this date, extensions and missed/late fees will begin to accumulate once more. A fraud investigation into this matter will begin on 4/12/2006, but you do have until the date shown above before legal actions are taken against you. The next contact you have regarding this will be an investigator, or an attorney which will mean reporting to the credit bureau, legal action, and possible garnishments, which we tried to avoid.

Thanks,

Warren Schembs

Reconciliation Consultant

Xpress Cash/PD6 Ventures

1-800-859-6439 x. 237

1-800-853-7221 fax

P.O. Box 26413

Kansas City, MO. 64196