Skip to main content

Debtconsolidationcare.com - the USA consumer forum

wage assignment

Date: Thu, 03/16/2006 - 12:20

Submitted by finsfan13
on Thu, 03/16/2006 - 12:20

Posts: 6919 Credits: [Donate]

Total Replies: 6

wage assignment


Today my employer received a wage assignment from paydayok. I thought they were happy with our payment arrangements, I guess they want it paid off faster. Anyway, I did not get one at home.
I have no idea what to do here. i really don't want to be garnished for $198.26. I'd like to keep making payments..I saw the sample letter for revoking the assignment, but will that work for me? It says on the assignment that the only way you can stop it is by either paying the amount in full within 20 days or proving that you don't owe the debt, which I do.
Any advice?


You have the rights to revoke a wage assignment when you feel the need. Request your employer not to send any money to them. Send a copy of the revocation letter to your employer as well. Besides, wage assignments are done when a person is not paying the debt. The company should not have sent you these papers because you were already making the payments. Be careful because the company might be forcing you to make some mistake. Do all the communications with the company in writing clearing the facts. You should have proof of everything in case the matter reaches the court.


lrhall41

Submitted by david on Thu, 03/16/2006 - 13:27

( Posts: 1229 | Credits: )


finsfan13

Just to let you know wage assignments are totally voluntary to begin with. They are no longer forceable, as those type of wage assignments were done away with in 1985. Also, in order for wage assignments to be legal, they need to be signed in person and cannot be faxed.

Regards-
Mike


lrhall41

Submitted by Teleport on Thu, 03/16/2006 - 17:23

( Posts: 1388 | Credits: )


Thing is though. There have been some reports here of inexperienced payroll staffs actually honoring these. It probably happends more than we think or they would not be sending them out.

If it happends you can and should get your money back.


lrhall41

Submitted by Glynnie11 on Fri, 03/17/2006 - 15:01

( Posts: 216 | Credits: )


Your payroll does not know the basis of the wage assignment. If they are present with a signed document stating that you promised to pay and defaulted, then they must honor such document. Your payroll does not know if the document was signed in person or not. You need to speak with your payroll regarding the issue if they are not following guidelines.


lrhall41

Submitted by Teleport on Fri, 03/17/2006 - 16:32

( Posts: 1388 | Credits: )