loan pay off verification

Do you have any copies of your payments made to Ellis Crosby? If they have not provided you any proof of the payment made, then I believe they have kept it in their pocket.

Unfortunately, if this has been the case, then your money might not have gone towards your debt. You will have to contact your creditors and arrange for a payment plan. Make sure that you keep all your copies intact for tracing your correspondence.

I paid them $530 bucks and i never got a recpeit from them, just like they said, we will mail you the dismisal papers which are to be used as a recepit. Still i have no papers. 3 months later, i have no papers.
Where are my papers?

Katie

Did you check the latest standing of this account in your credit report?

Regards
Roxette

I cannot check it for another 3 months because i just checked out 3 months ago. The goverment gived you a free check every 6 months.
But i bet you its on there as they try to screw everyone.

Katie,

How exactly did you make this payment. Was it by check or money order? Because that would actually be your proof of payment and for tracing purposes.

I paid them by quick collect, which the new collection agency told me they do not even accept as they can only take AUTHORIZED payments by phone check or debit, or by money order. I have all the quick collect reciepts. I have paid off debts with check by phone and never had an issue with it coming back on me. This agency actually answers the phone, they let me talk to a supervisor, they gave me long term payment options should the validity of my payments from EC be found to be unprovable.They also told me that they had heard about people's bad experiences all day long and it was not their intention to distress me any further. Should I proceed with them?

I think you should move ahead because you have all the receipts favoring your side of the story. Your ultimate goal should be to clean your credit file absolutely clean.

I felt quite comfortable with them. I just paid off my last loan. Had I known what could happen if I defaulted on a loan, I never would have taken them out. I never, ever, will again.