Debt consolidation vs. debt settlement

Hi KRamones

Seems you need consolidation loan , as for debt consolidation you need not worry on your credit report, one can always bargain for it and I still suggest you to go for consolidation.

all the best,
curlycarl

Hi KRamones

Firstly, you have made one good move from your side by getting registered yourself with this company. Secondly, now that you are already registered with this company, I am sure that you will be taken good care by these people and your search for any more companies further will end. I will suggest you to go through these pages so that it can ease your work extensively.

http://www.debtconsolidationcare.com/diy/
http://www.debtconsolidationcare.com/ranking-chart/

I hope that it will be of great help to you and your boyfriend.

Keep in touch
Roxette

It's really your decision. But you have to look at some of the factors.

For instance, usually with those loan consolidation companies, you will have to give up equity in order to get a loan in the amount you need. So you have to ask yourself, do you want to give up ownership of a prized possession such as your house? If the loan goes bad, you may lose ownership.

Also, with the loan consolidation companies, you have to realize that you are undertaking another loan. So you are going to go from one loan to another loan. The money doesn't disappear after you pay it off with a loan. So eventually, you are going to have to come up with the money. So in a way, it is like you are shifting your money around from company to company. And you are giving them collateral in the process. So if you are comfortable with this, then you should go for it.

However, there are consolidation companies that do not require you to give up collateral. This method will allow you to reduce your monthly interest rates and payments. This method would give you more breathing space for your bill payments. And you get to pay for all of these bills in one place. Once you register for this site, you will be able to get in contact with credit counselors who can help you with this kind of consolidation.

Hi KRamones, benjaminz6, curlycarl

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