Credit

Creditors are willing to pay the money it takes to report to collections but aren't willing to pay the money it costs to take it off the credit report. You may have to request it or pay for a rapid rescore which can update your credit score and report within days.

Kevin

Hi Amberly

Welcome to the forums. Your credit report is the most important financial document which decides your financial worthiness. It is important to maintain its dignity so as to retain your credit rating.

Your credit report needs to present the accurate data of your credit history to anyone who has the permission to view it. If your credit report is showing a negative entry, but if it is true, then it will stay in your credit report. But if the entry is found to be incorrect, then you will have to file a dispute to get it removed.

None other than you can fix your credit report. It is the time only and your good pay history that can get it removed.

Regards
Roxette