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Debt consolidation

Date: Fri, 05/20/2005 - 07:07

Submitted by anonymous
on Fri, 05/20/2005 - 07:07

Posts: 202330 Credits: [Donate]

Total Replies: 1

Debt consolidation


My husband and I have 4 credit cards that total about $5000.00 and we pay about $400.00 a month on them (since the apr is about 20%). I do not know anything about consolidating crdit but I hope that someone can help us.


Hi Lori

Welcome to the debt consolidation Care forums. I went through your post and would like to throw some light over the term Debt consolidation. Debt consolidation is the process of consolidating or uniting your different monthly bills into one single bill through this debt consolidation company which will be paid to your creditors. Through this process, all your monthly bills are paid within a fixed period of time and thus improve your credit rating.

Debt consolidation has many advantages which have been summarized below:
[list=1]

  • It reduces or eliminates the overall financial charges.
  • It eliminates the late fees and/or over-limit charges.
  • It lowers the monthly payments.
  • It consolidates multiple payments into one simple monthly payment.
  • It re-ages past due accounts with the creditors.
  • It provides a shorter pay-off time.
  • Most importantly, it eliminates harassing calls at home or work.


    For a deeper idea, please go through this page http://www.debtconsolidationcare.com/benefits.html

    You can start using the services of the debt consolidation after you become a member of this site. It can be done after filling one short registration form at the home page of this site http://www.debtconsolidationcare.com. One professionally trained consultant will get in touch with you and evaluate your financial condition. He will choose the best payment plan suitable to your needs. This will be your first move towards erasing your debts.

    If there is anything more I can do from my side, please let me know. Hope to hear about your positive move and be in touch often.

    Regards
    Roxette


    • lrhall41

    Submitted by roxette on Fri, 05/20/2005 - 10:24

    ( Posts: 4009 | Credits: )