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Debt Consolidation Vs. Credit Counseling?

Date: Mon, 05/16/2005 - 09:02

Submitted by anonymous
on Mon, 05/16/2005 - 09:02

Posts: 202330 Credits: [Donate]

Total Replies: 1

Debt Consolidation Vs. Credit Counseling?


Which is better, consolidation or credit counseling?


HI Josh,

Welcome to the debt consolidation Forums. Answering to your query, Debt consolidation is a better choice as it is professionally designed to provide unique solutions to the consumers for their financial situations. The professionally trained certified counselors of this site will evaluate your financial position. They will assist you in creating a budget and your spending plan. All your debts will be put under one consolidation program where you will be making only one monthly affordable payment that will be directly sent to your creditors.

Debt consolidation stands unique because of the following factors:
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  • It reduces or eliminates the financial charges.
  • It eliminates the late fees and/or over-limit charges
  • It helps in lowering the monthly payments.
  • It consolidates multiple payments into one simple monthly payment.
  • It helps in re-aging your past due accounts with the creditors.
  • It has a shorter pay-off time.
  • Most importantly, it eliminates harassing calls at your home or work.


    I hope that you must be convinced with the benefits of the debt consolidation program. However, you can also have a look at http://www.debtconsolidationcare.com/benefits.html

    Please feel free to share any of your doubts regarding it and we will promptly seek it out.

    Regards
    Roxette


  • lrhall41

    Submitted by roxette on Mon, 05/16/2005 - 10:28

    ( Posts: 4009 | Credits: )