help me

Hi Valerie,

Welcome to the community.

Quote:

Hi gentr029

Welcome to the forums. All your queries regarding the credit report can be solved if you can go through this thread. I am sure it will be of great help to you.

http://forums.debtcc.com/forums/about395.html

Please let us know your feedback

Regards
Roxette

[quote=gentr029]Hello, my name is Valerie. I really need some help in repairing my credit. I do not know my credit score, but I would like to get help in solving my problems and become debt free.[/quote]

Hi Valerie. it quite commendable that you are interested in taking charge in rectifying your credit. There are many steps that you could do to achieve this goal.

First, it is important to obtain your credit report in order to learn your credit score and your credit history. Credit companies use this report in order to determine your creditworthiness. So it is in your best interest to discover what is on your record so you would be able to discover any mistakes and take care of any outstanding debts.

next, you should thoroughly review your credit report in order to see how strong your repayment history is. Do you have unpaid debts. Have you missed many payments. Missteps such as these ruin your credit. So once you get your credit back on track, you should try your best to avoid committing them again.

So, after you find out information about your outstanding debts on your credit report, you should contact each credit company to make arrangements to pay for these debts. The first step in recuperating your credit involves cleaning up any messes that appear on your credit report. So, that is what you should be focused on now. you can clear up these debts through a variety of means such as consolidation, and settlement. So do a little research about these programs and make a decision on which is the best fir your situation.