First Direct Mediation is now calling me and wanting additional money on this account. Call was the same threatening one. Received a generic email stating the amount. I explained that the loan was paid last year and he said I still owed $2500 more. What should I do?

My sister feels trapped due to massive amount of student loan debt, which it seems she will never be able to pay off. Can private student loans be discharged in bankruptcy. Will consolidation loan help in her situation to lower the interest rate.

I wanna a new cc. My question is what is the recovery time after going through a settlement program

I hope my review is helpful to anyone who feels overwhelmed by their credit file and who has read there is no such thing as "credit repair." There is, and Royalfinancialrescue is a fantastic resource in this regard. . Lexington law is probably government owned, used to further misguide people about credit. Keeping the poor poorer & the rich richer, paying on time doesn't really matter when the people who work for evil gain are the ones who say who is credit worthy & who isn't. I pay my debts on time but trash like bad rating keeps me from getting what I need.

I keep getting offers from companies claiming to roll my mortgage and cc debt into a new loan with lower interest. My cc score has dropped because of maxed out cc's. Is this offer legal? Any advice to eliminate cc debt will help

I am 7 months behind on payments of 1250. I had plans to pay them in the next month. I was told to pay in full or go through a modification which I don't want. What should I do if they refuse to take part payment? What is the time frame for banks to start their foreclosures?

Earlier this year I was trying to gain a few more points to get my middle mortgage score up to 680 I was not sure what I can do, if anything, to push it up some more. I'd paid for delete on all my collections, and they've been removed from Experian. I was waiting for them to come off Transunion. Equifax has dismissed them as well, but I have two previous medical collections that are on there. For $182 and $30, I disputed these with TU and EX over a year ago, and they were removed. They had been paid before they showed up on my credit.

I own a biz which got affected due to the lockdown during the pandemic. I'm finding it difficult to pay back the staffs and desperately want to get rids of all the financial burdens asap .. will debt consolidation be a good idea

when is the right time to choose second mortgage?

How to build credit again if I accidentally closed my credit cards .