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strange reponse to debt validation request

Date: Mon, 07/31/2006 - 16:30

Submitted by enrock_q
on Mon, 07/31/2006 - 16:30

Posts: 12 Credits: [Donate]

Total Replies: 11

strange reponse to debt validation request


I sent allied interstate a letter certified mail making a request for debt validation on 7-24. Three days later, I received a reponse by mail from Allied Interstate stating that they requested the proper
documentation from their client, the US dept of Education.

The letter also included the contact information of the primary representative who was handeling my account. I figured all was good and my letter was effective in reaching the right people. But that changed quickly.

Today,I received another letter from Allied Interstate stating that they could not locate my account. They are requesting my account number, Social security, phone number and name of original creditor.

When I was first contacted by Allied by phone a few weeks back, I disclosed my SS and my address. The Allied representatives even informed me that they were collecting on behalf of the US dept of Education.

What does this mean? First they know me and now they don't. Is this some type of scam? Also, when I first mailed my validation request, I included a "no-calling request". Is this a tactic for them to bypass my right to no annoying phone calls.

Your insight would be much appreciated.


It is certainly a strange activity. I will not give out my personal information to these collection agencies because they should already have it in their system. If they are doing this collection in legitimate terms, the US Dept. of Education must have sent the info. Do you sense something abnormal while dealing with this CA? Try to get the matter resolved with the Dept. of Education if that helps.


lrhall41

Submitted by IncredibleHelp on Mon, 07/31/2006 - 16:36

( Posts: 492 | Credits: )


I called the US Dept of Education upon being contacted by allied interstate. I was told by the US dept of Education that my defaulted account is in the hands of Allied Intersate.

But Allied's persistance in wanting my personal banking info without sending me basic loan information sent up red flags.

I was wondering if another stern letter or other course of action would make Allied stop playing games. I am growing increasingly frustated. Good advice from the community is welcomed.


lrhall41

Submitted by enrock_q on Mon, 07/31/2006 - 18:02

( Posts: 12 | Credits: )


Admittedly, I'm not so keen on calling AI. I know with good reason they don't have my best interests in mind.

I contacted my State's Attorney General's office and the rep on the phone said that I was entitled to a debt verification and that the information must be provided to AI from the original creditor.

If AI continues to play dumb and doesn't send me the debt verification info I requested within 30 days, then AI should clear my credit.

I think I'll hold out and see what course of action AI takes. The burden of proof is on AI. If any one has any differing opinions, please reply.


lrhall41

Submitted by enrock_q on Tue, 08/01/2006 - 16:14

( Posts: 12 | Credits: )


When you send the DV letter,send it certified,return receipt.If you do not hear from them in about 30 days,send a follow up letter,same way.I may be wrong,but I don't think there is a time limit on when they have to validate. Be sure and keep copies,records of phone calls,names and dates for your records.Good Luck :D ...Karen


lrhall41

Submitted by Bossy4455 on Wed, 08/02/2006 - 12:00

( Posts: 5854 | Credits: )


i hae requestthe lender to send me a copy of the master check or the electric transfer note for which they are trying to collect on no finacial records can be foud except for a promissary note that i did not sign can the leander collect on this loan without finacial proof .


lrhall41

Submitted by anonymous on Sat, 08/26/2006 - 23:13

( Posts: 202330 | Credits: )


Do not communicate with this "company" they are bad business, word directly with the dept of ed to pay your debt off, as you can see you are not alone in dealing with this "company"


allied interstate
Address:
435 Ford Rd., Suite 800
Minneapolis Minnesota 55426
U.S.A.
Phone Number:
800-939-2655
Fax:


Despite a previous complaint to the Attorney General in which Allied Interstate responded that they had no record of me in their database and that calls would stop, they have recently begun calling me non-stop again. They call at least 10 times a day, about once an hour starting at 8am. Sometimes they call every 45 minutes. This company and those who work for it are frauds and should be ashamed of themselves. They continually attempt to gain personal credit card information, if they are a legitimate debt collector, they should have all the pertinent info and not be attempting to gain this information from individuals who they apparently cannot even locate in their records. What kind of company cannot search by a name or address and can only look up a credit card-this is bull. I will be reporting them again to the Attorney General and this time, not only in my home state but also in Minnesota where they have already had one lawsuit brought against them by the Attorney General.

Melissa


lrhall41

Submitted by PDLFREE on Sun, 10/22/2006 - 12:47

( Posts: 1245 | Credits: )


Quote:

i hae requestthe lender to send me a copy of the master check or the electric transfer note for which they are trying to collect on no finacial records can be foud except for a promissary note that i did not sign can the leander collect on this loan without finacial proof .


Your lender does not have to send you a copy of this transaction as it is sent directly to your school...the school has the signatory for the funds. You did not sign for the funds. The school received the money and applied it to your student account. If you were due a refund, the school would have issued you a check.

The MPN or promissory note is considered validation.


lrhall41

Submitted by SOAPLADY on Fri, 02/09/2007 - 21:59

( Posts: 17315 | Credits: )