a few questions about a letter I recieved!!!
Date: Fri, 06/24/2005 - 11:55
a few questions about a letter I recieved!!!
also court draft with a fake seal?
I owe 600.00 to a company calld financial debt recovery. i wanna pay but i am terrified to call and listen to them yell and scream and me i had bad expierences with collections calling my mothers house and saying they were old high school friends and they were trying to get a hold of me and my mother gave them everthing.
thanks
Hi dede :D I offer a warm welcome to you in the forums. I un
Hi dede :D
I offer a warm welcome to you in the forums. I understand that you are willing to pay your debt so there is no need to fear from anybody. The collection agents will be paying you respect when they know your desire to pay your debt responsibly.
Please ask them with politeness to validate the debt on the basis of which you will be making your payment. If you wish to take the consolidation program to make the repayments in easier installments, you can use the services provided by this company.
The consultant working in this program will negotiate with your collectors for a suitable monthly payment and try to erase the debt within the shortest period of time.
Regards
Roxette
Hi dede Welcome to the forums. Quote:claims issued are a m
Hi dede
Welcome to the forums.
Quote:
claims issued are a matter of public record and upon judgement this information will be published in the buisness and law digest? what are these? |
The statement means that if any govt. body or any financial institution or any third party has any claim against you then this falls within the purview of public records and in any case you fail to pay off the loan then these statutory as well as financial bodies fail file a law suit against you to bring out a judgement order in their favor. And once a judgement is passed then the records of yours will be published in various business and law digests to aware the public and the credit reporting agencies. So you should try to settle all the claims against you.
Quote:
also court draft with a fake seal? |
A court draft with a fake seal is a clear violation of the law. This is as good as misrepresentation. It is an highly cognizable offence. So please be aware of it .
Quote:
I owe 600.00 to a company calld financial debt recovery. I wanna pay but i am terrified to call and listen to them yell and scream and me i had bad expierences with collections calling my mothers house and saying they were old high school friends and they were trying to get a hold of me and my mother gave them everthing. thanks |
Your mother paid off the counseling agencies and I suppose your debt is over. In case your debt is over then you can lodge a complaint in the FTC as well as hire an attorney to file a suit against the collection agency for violating the fdcpa law.
If you want to know further about the FDCPA law then please visit the following link -
http://www.debtconsolidationcare.com/fdcpa.html
Please do not stress yourself out. Hope this information will help you
Regards
Peter