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Dealing with PDL companies

Date: Tue, 06/27/2006 - 14:21

Submitted by vbragg
on Tue, 06/27/2006 - 14:21

Posts: 21 Credits: [Donate]

Total Replies: 107

Dealing with PDL companies


I faxed all my PDL letter indicating that I have stopped any ACH charges from coming through and I have stopped them through my bank. The companies I'm dealing with are
Instant Payday Advance
Payday Select
Cashnet
Payday OK
GFSIL
US Fast Cash
AIP
I've already received a phone call from GFSIL, they left a voice mail. I told them they could contact me via email or US postal service. Should I call them back? Anyone had luck working with them?
I also received a phone call from Superior Debt Services. Anyone heard from them?
I appreciate any advice or help you have to offer me. I've also attached one of the letters I drafted.


Hi!

I am in a pickle or maybe not. Whatever this PDL is doing seems to me to be illegal! In November, 2006,
I received a PDL for $300. Since December, 2006, $90
has been deducted from my checking account x2 per month (my paydays.)! $180 per month!

Over $1400 has been paid to these people! This is what I received in the email. Would someone please advise me?

Here is the letter via email:

Quote:

Loan Shop Online Extension Form --- XpressCash/DMS Marketing

Please SIGN and FAX to 1-800-757-8373 or REPLY TO THIS EMAIL at least 4 business days before your due date


Pamela Blundell
2026 E 50th St N
Tulsa, OK 74130

Loan ID: 192784
Current Due Date: 6/1/2007

Please check one of the options below:

______ I only want to pay my extension fee.

______ I want to clear any balance.

______ I want to pay my extension fee plus a paydown of $_________.

*** ______ Continue to paydown by this amount until my balance is cleared.


Your payment will be presented for payment electronically.

THE FOLLOWING MUST BE FILLED IN COMPLETELY:


DAYTIME TELEPHONE NUMBER: ________________________________


SOCIAL SECURITY #: ________________________________

All extension requests are subject to Processing Center approval. This entire agreement is constructed under and in accordance with the laws of Delaware.

You authorize the Processing Center to initiate Debit/Credit entries to your account on file for all payments due, including any unpaid returned item fees due, on which this agreement is drawn and the financial institution at which the account is held. This authority is to remain in full force and effect until the Processing Center has been paid in full. At our option, should we not receive your Extension Form prior to your four-day notice period, based on your past extension history, we will extend your loan in lieu of debiting your account for the full amount due.

Agreement not to bring or participate in Class Actions: To the extent permitted by Law, you agree that you will not bring, join, or participate in any class actions as to any claim, dispute, or controversy you may have against us or the company, you agree to the entry of injunctive relief to stop such lawsuit or to remove you as a particpant in the suit. This agreement does not constitute a waiver of any of your rights and remedies to pursue a claim individually and not as a class action in binding arbitration as provided in the application which was signed and construed on the transaction date.

You agree to binding arbitration which was stated in the original documents and by law is governed by your signature.

PLEASE SIGN AND FAX TO 1-800-757-8373
or REPLY TO THIS EMAIL ADDRESS
AT LEAST 4 BUSINESS DAYS BEFORE YOUR DUE DATE

To reach a customer service representative for any reason,
please call 1-800-757-0122 or email customerservice(at)ltsmanagement.com


CUSTOMER SIGNATURE ____________________________ DATE____________


lrhall41

Submitted by anonymous on Thu, 06/21/2007 - 21:59

( Posts: 202330 | Credits: )


Please if you haven't already, do not apply for a loan with this rip-off of a company. I recieved a pdl from gfsil and they are constantly harrassing me at work. All my co-workers a nd boss know my business and they have filed a complaint with the attorney general's office. They called my job like 25 times in less than 20 minutes back to back. I had to close my checking account and get another one and they will not accept another form of payment. What should I do?


lrhall41

Submitted by anonymous on Fri, 07/27/2007 - 09:36

( Posts: 202330 | Credits: )


Hi Butterfly, what state do you live in? How much did you originally borrow? What state do you live in? Whatever you do, do not give them your new checking account number!!!!! If they call you, either don't take the calls, or laugh at them. It is good that you filed a complaint already with your state's AG. Also file a complaint with the FTC.


lrhall41

Submitted by Sassnlucy on Fri, 07/27/2007 - 19:17

( Posts: 2698 | Credits: )


I have been trying to get a hold of Magnum Funding for quite a while. their website is no longer available. I am working my way out the PDL and Magnum is one of the three left. Could someone send me their phone number and/or address.


lrhall41

Submitted by anonymous on Wed, 10/10/2007 - 14:59

( Posts: 202330 | Credits: )


I just got an address for GFS aka GFSIL
1005 Termilal Way
Suite 110
Reno, NV 89502


lrhall41

Submitted by anonymous on Sun, 10/28/2007 - 07:02

( Posts: 202330 | Credits: )


These people are calling me at work.Just started a few days ago.
and this is for an account that is 2 yrs old.They kept taking money out of my account.So I put a stop to it.2 YEARS AGO.
out of the blue they are calling me wanting to fax some legal papers to my work..wanting to speak with my supervisor or any coworker that will listen.and today they called 3 times.the third time they said they'd be at my work with their "legal" team within 30 minutes.
I wish theyd leave me alone.I'm gonna get fired beacues of these dumb ass people!


lrhall41

Submitted by anonymous on Tue, 03/04/2008 - 22:17

( Posts: 202330 | Credits: )


I too was like many of you too many payday loans and each of them taking out so much in fees. I found a great company that is helping me alot. They are called Langhorne debt solutions they've been great. The only one PL I have trouble with is GFS they continue to call me at work and I just hang up on them]


lrhall41

Submitted by anonymous on Tue, 11/11/2008 - 13:23

( Posts: 202330 | Credits: )