route 66 funding payday - read all about this

46 State Street
Third Floor
Albany, NY 12207

AmandaB- Would you mind sharing any experiences you have with Route 66 Funding? I have had and am still having difficulty dealing with them, so I'd like to hear about your experience with them and if you handled them differently (and maybe more effectively) than I have. Thanks so much!

Route 66 Funding is scamming a lot of people. If you have a loan with them, it is necessary that you must close your checking account first. Open a new account and don't give out the details to the company. When someone from Route 66 Funding tries to harass you on charges of bank fraud, file your complaints with the local attorney general's office. Do it in writing. This company is assumed to have broken many federal as well as state laws.

The company should have the loan contract with you in writing. Verbal agreements are not valid. Their refusal to give you anything in writing can be used for legal actions against them. I have read some of the threads about this company in the following urls.

http://www.debtconsolidationcare.com/forums/about8910.html

http://www.debtconsolidationcare.com/forums/about10987.html

http://www.debtconsolidationcare.com/forums/about8910.html

AndyYoung- That's exactly how it has happened with me! The whole loan agreement was rattled off on the phone in poor English, I've never received anything in writing from them, except a nasty email which I couldn;t respond to, and when I closed out my checking account they threatened me with bank and check fraud!

same with me. I am having a awful time. my bank is trying to charge me with bank fraud and not closing my account, so it is extremely negative and i am not sure what to do.

That happened to me as well; I was originally with Wells Fargo, that was the account the pdl's were debiting from. One of the first things I did was to go an open an account with a different bank before the situation at WellsFargo got reported to anyone; Hibernia/Capital One let me open an account with no problem. There might be a couple of ways you can handle the bank situation- what did they say to you about the account and the bank fraud thing?

i have a loan with them and my accounts closed but haven't received any calls or email from them. even though my accounts closed the pdls still are trying to debit my account. the bank called me today told me that they would continue to keep my account closed even though i paid off my loan with them.

I just "got approved" for a loan with Route 66 Funding. Before I realized what type of company they were I gave them my information. When they called I told them I was declining their service and to remove my info from their system. Has anyone else had an experience like this?

This is the most unethical company you will ever meet! They will threaten and harass you from India on a daily basis. They will threaten wage garnishment, putting on your credit bureau etc. (none of which they can do). Even though they are overseas, they violate the US laws...and they do not care. They even threatened to call my references to make them pay (which the references are not responsible). They think people are idiots and intimidation is their practice.

BTW: the address in Albany is a FRONT....the only use that as an address....nothing else.

They operate out of London. Everyone should call and harass them they way they do everyone else. Funny, when you call they have different names each time. Sometimes they have slipped up and answered the phone with a different company name...so the scams continue. The main number is 1-877-564-7738. I am going to see if there is a way to contact the police in London.

i took out a loan with them and so far they have taken out $295 for a $200 loan and they're telling me that i still need $259 to close the acct.

Ask Route 66 Funding to give you the statement in writing and show that you owe a balance. They need to put down all the payments done by you in the past towards this account. The charges must be within the permissible interest rates as per your state laws. Get in touch with them in writing. This will help you to keep records.

they don't care about laws...USA or otherwise. They are leaches...and they think they can call your employer and bad mouth you too to collect. I took out $200 and they say I owe $825, because they keep adding all these fees because I wouldnt pay all their ridiculous charges. NOW, I call them continuously ALL day long...they hate that I disrupt their business now. Call 877-564-7738...press 2....and just chat about NOTHING...they hate it. They wont allow you to send a payment, because they want to get ahold of your bank account. If they withdraw money, go to your bank immediately and have it reversed and tell them it was not authorized. The bank acts on your behalf NOT them.

My boyfriend somehow got involved with these guys and didn't tell me what they were up to until just recently (about 2 months after the initial loan). I'm an attorney, but deal with injured workers, not this kind of stuff. Anyway, I wrote them a nasty lawyer letter and copied his bank (which isn't being as cooperative as they advertise they are on tv). We are in Florida, so here is a brief summary of the Florida law that I found on the State's CFO's website.

Quote:

Does anyone have an email address or the correct address for them. They gave me a fax number and address and it was for New York as well. I have:

Route 66 Funding
46 State Street 3th flr
Albany, NY 12207
877-564-7740fax
877-564-7739 direct line

The person I spoke with was Jackie but on a daily basis I get a call from someone diferent. Does anyone know where I can find the laws on calling your job for GA? I used to have it but I can't find it on the net now.

I have been reading all of your messages and I can relate to them all. I went on the internet and applied for a pay day loan and before I knew it this crazy company called me, I had no idea who they were, never heard of them and like a dummy I accepted the money but then changed my mind while I was on the phone and the lady went crazy on me, told me it was too late and hung up on me. Before I knew it the money was in my account and now I am dealing with this crap too. I closed my bank account today, called them to let them know I did so and they got ticked. "Jackie" told me that was not her fault that I closed my account and when I agreed to this loan I agreed to pay by checking account. I told her I have her $279 that I will pay back but it has to be money order and she said no way they do not take money orders that I have to call when I get another checking account. I told her I was not going to get another checking account so she said I will have to incur $79 fees until I get one.
i mean this is crazy, you wanna pay them back and they won't let you unless you give them a checking account number? Whatever, they must not want their money bad enough. I am unsure what to do at this point, I do want to pay what I owe but I refuse to give them any sort of checking account number, so what do I do? Do I just not pay it? Can someone give me any advice at all?

I hardly trust Route 66 Funding and will never give out my checking account number. Don't worry if they are not accepting the money through money order. Make your attempts to send the money anyway. You will have the receiver id from the money order which will prove that you were trying to clear off the account in the first place. Did the contract mention that you can make the payments only through checking account and use no other means?

thats the problem, they have never given me a contract ever. All they did was ramble some crap over the phone and send me a crappy short email that really said nothing.

They refuse to give me a contract and tell me that evrything was authorized via phone. I think the best thing to do is send a money order and at least that will show I am trying. That is the only PROOF I have at this point I guess. It is a shame that you want to do the right thing and you get jack


**** like this. In the mean time I have fille dout a complaint to the Texas attorney general and will be mailing it tomorrow, don't know how much good that will do me.
Thanks for the input.

[color=Red]****Adult term removed - Jason[/color]

someone asked for an email addy, it is:
customerservice@ route66funding.com

but I get "returned email" when I send anything there, typical of them.

They have been taking out 2 paymnents at a time from my account and have caused me great charges in over drafts. I am having my bank blkock them and am also contacting the Federal Authorities

I have noticed that another company is also hitting me for multiple deductions on the same day. It is ICS which hit me for 3 deductions on the same day. I have also noticed that AIP II or API 2 PYM also hit me for the same amount on one occasion. Is it possible that the three companies are actually the same people hitting me three different times each pay.

I just filed a complaint AT THE BBB AND I really encourage all of you to please do the same. It takes a little time, but someone needs to know what these people are doing.

The bbb that is handling my complaint is:
741 delaware avenue Suite 100
Buffalo, NY 14209-2201
716-815-5222

www.upstateny.bbb.org

If we can get enough of us complaining someone is going to take notice, so PLEASE do this.

I have paid them $375.00 in fees alone for a $200.00 loan. I sent them a long letter Polly helped me with, and I haven't heard from them yet. I only defaulted on Friday though.

look what I found:

The address that you guys are posting, the albany new york one, look at this website I found, this company called "usa-corpotation has that EXACT address. This is weird.

Link deleted as per forum rules - Mike

here is a better one, you can see under "sales and customer service" where it has this albany address and I see nothing about route 66 funding.

Link deleted as per forum rules - Mike

Ok, since my links got deleted.
There is a company called "usa incorporated" and they have the exact address to route 66 funding that you guys have been posting. I emailed them to see if they were affiliated with Route 66, have not goten a response yet. You can go to any search engine and tpe in USA INCORPORATED and you will see them.

I went to the bank today and put a stop on my account for them and all others. The bank seems to think that ATP II is a front for several companies. These include Route 66 Funding and ICS.

I have a loan with route 66 also and have been receiving calls from the saying that the were not able to with draw their scheduled payment because I had insufficient funds in my account. But I recently noticed that they have been receiving their payments using their company name as well as another called Northway Credit Debit.

I plan on calling my bank in the moring to report these charges that total a $1,000.oo. Any suggestions on other ways I can stop their withdraws from my account?

Is there anybody in or near Albany who can physically go to this address and check it out??

It's actually USA-Corporate. They're even on a State of California website as a reference for online businesses. Interestingly, there's alot of stuff about the UK on the site hmmmm..... Haven't sent the letter I wrote for my bf yet. Thinking of fedexing it that way I'll find out more quickly about the existance of this place. Also, I would suggest putting every name you think route 66 could be operating under on any correspondence to them. You know how the post office is, they'll go there and not see "route 66 funding" and not deliver your letter.

Actually I think we are all missing the point here. The point is that unless they are in the state you are in, they are doing financial business across atleast state lines, which makes their actions a Federal offence or across country boundries which makes it an international offence which is controlled by Interpol (International Police)

I am going to contact the local office of the FBI which is in Pittsburgh Pennsylvania next week. If anyone wishes to join me, please email me at personal email removed per forum rules - polly. Please place in the subject line route66funding exactly that way, no spaces or caps. I am going to have my email look for that subject and put it in a special folder.

Dave

Visit my blog. There is a letter on there for Cash Today aka Route 66, with their real address in the UK as well as the Director of the company's name. You can also view a lot of the laws that this company is breaking.

Well, they tried again. Fortunately the block my bank put on my account worked. Ane they tried three times again today. I got 3 sob emails from them asking me to reply.

I have contacted an attorney and am working on getting in touch with the FBI. I think I'll let them make the contacts for me.

Wish I could have seen the look on their faces when they found the account had been blocked.

For some reason my bf gave these guys my cell phone # (they probably asked for a third contact # and he doesn't have a cell). Anyway, I'VE been getting the calls and letting them go to voicemail. Today some funky number that looked like a social security number came on the caller id and just for fun I answered it. It was of course a person of Indian/Pakistani persuasion (not that there's anything wrong with that) who asked for my BF. Of course I told them this number was no good for him and that I didn't know where they could reach him. But for what it's worth here's the number.

44-20-849-22780. It's a London number - you gotta dial 011 before the number.

I'm trying to do a reverse look-up but can't find anyplace on the web that'll do it for free. When I call the number it's busy (and it's about 2 am in London right now).

Thanks for the info Polyandsay! I am going to use some (or all) of your sample letter - but of course I'll put FL law in there too. Good luck on your search for a celebrity advocate.

I work for routee 66 funding and cash today, If you have any questions ask me, I will answer truthfully, And for the record, we are not breaking any laws,

Hey everybody, I work for route66 funding, Ask any question and I will answer truthfully. We are not a scam. What we do is perfectly legal and we don't scam anyone......Again I can answer any question u might have and can help you with anything.

ha ha ha ha. Whatever dude. If you do indeed work for them then you are a crook and a thief and the only reason you are posting here is because your little company is freaking out that people are actually onto your scam. I have no questions, my attorney is handling everything regarding your stupid compnay.

Don't be ignorant, there is nothing your attorney can do, Everything we do is legal and we don't steal from anyone. On the rare occasions we make a mistake we refund their money back. If you tell me a little about your case I might be able to help you or at least tell you were you went wrong. i just want to help not make enemies.

Well inside man, your company has made several loans to residents in the State of Georgia and it is against the law for any payday lender to do business in Georgia. Also, your company is not licensed in Georgia. The State of Georgia usury law for loans under $3000 is capped at 16%. So if someone borrowed 200 bucks from you, the fee can only be $32.00, not $79 and you can't roll over any loans. There are 21 other states that have this type of law and several more that have some type of payday lender laws. So, how can you not be breaking the law? I can assure you the Attorney General of Georgia has been given all of Cash Today's aka Route 66 Funding, ICS and others names.

So if this is a legit company as inside man says can inside man provide us with a real address for the company?

Inside man, your com,pany took out of my account 3 times in one pauy which broke our contract. You tried again this pay and found out that it does not work anymore. I have contacted the FBI and an attorney. I have the aliases yoiur company goes under and your company will be no longer in a short while.

OK...here's my thought..Inside man says he wants to help. He does have the right to post here, maybe he can give us all some information we can use.

So lets give him a chance. Honey tastes a lot better than vinegar..I'm the last person in the world to condone payday loans, but he only works there. He doesn't make the rules.

Maybe I'm idealistic, but if we try to have a civil discussion with him, and not verbally attack him, just maybe we can get our points across to him..And get some valuable info.

I just got off the phone with the FBI in Pittsburgh, PA. The agent I talked to advised me that the security departments in the banks work closely with the FBI. He also suggested that each of us do what I just did and contact their locak office and report these companies and give any information that we have.

The FBI has a web site that you can go to and get the address and web site of your local office. These sites have the phone numbers for the offices posted on them.

Just so you all know.

Okay "inside man", if you can answer any questions, please tell me where I, as an attorney for one of your victims, can mail my demand for payment to my client? I have several addresses. Also a phone number where I can reach a LIVE PERSON WHO IS A SUPERVISOR would also be grrreat.

Another question..where did you go to law school???

FYI - here's the Florida Laws you are breaking.. If you need me to I can provide legal analysis of these laws, but since you seem to know so much about American jurisprudence already, I'll trust that I do not need to do so.

http://www.leg.state.fl.us/statutes/index.cfm?StatuteYear=2005&AppMode=Display_Results&Mode=Search%2520Statutes&Submenu=2&Tab=statutes&Search_String=deferred+presentment

to finsfan

an early sympathies for your loss to the Steelers on 9/7. :P

Pursuant to Fla. Stat. 560.403 please advise of the name under which Route 66 Funding is licensed as a corporation, money transmitter, and/or deferred presentment provider, along with the State of Florida officer who accepts service of process.

Thank you.

Thanks April..But The Steelers have lost waaaaaaay too many people to beat us, we've done too much work. Also..The Steelers' draft picks seem to have some problems staying out of jail!

I just received a loan from them and I am going to let them take the $239.00 back on my first pay date. They didn't send me anything in writing, but did some type of phone say your name a million times. I called to ask them how they got my information because I didn't apply to them online and she said she didn't know because they didn't have a website. I proceeded to ask her questions and she hung up on me. I haven't called back. Will they try to take more than quoted? Should I empty the account for only what I owe and get a new one? I never anticipated the remarks when I found this site.

what they'll do is take out only the finance charge every payday until you close your checking account. Even if you somehow reach them and tell them to take out the entire amount.