Student Loan Consolidations

Have you contacted them to see who can make the better deal?
I consolidated my student loans through one of my original lenders, SC student loan corp. They are pretty good to work with, and have been understanding when I've had to ask for forbearance or hardship programs.

Thanks---I might do that. I know I was able to use a financial hardship when my loans for my BA were coming due, now the MA is done and they are all due (I guess). I had hoped that by the time I was done with the masters I would be in a better financial situation.

I know. I think that is probably what happened to many of us here, the ones that are caught up pdl hell. Take out that first loan thinking, well in two weeks I should have the money, or next month. Then something else happens, and something else, until eventually we have borrowed from a few companies to try to keep going. At least that is my theory. :)

good luck!
Hey, Ari (Jedi Mistress) would be a good person to ask about student loans.

I'm here to tell ya--thats not a theory its REALITY. I believe everybody thinks that way about those @#$% PDLS. Ari--what do you know about student loan consolidation companies?

Keep in mind that consolidation is a free federal program

No fees or charges

Whatever company anyone chooses to consolidate with just also know that there is no income or credit check, no fees or charges. This is a free federal program. Taking advantage of it is your free federal RIGHT! There are no employment verifications or requirements either.

Whatever company anyone chooses to consolidate with just also know that there is no income or credit check, no fees or charges. This is a free federal program. Taking advantage of it is your free federal RIGHT! There are no employment verifications or requirements either.

The consolidation process is able to reduce one's monthly payment up 54%

From what I've heard the rates are due to increase July 1, 2006. They are going to increase for some as much as 35%....that's THOUSANDS of $$$$$$$$$$$$$$$$$.

I think it makes good sense to consoliadte with William D. Ford also known as Department of Education and also known as Direct Loans. There are a lot of companies that also offer the consolidation program...and not much varies except certain incentives (additional savings) and CUSTOMER SERVICE.

Consolidation is a a great idea.There is no income or credit check.No employment verifications or requirements.

Just do your research and decide what company you will choose to consolidate with.

I have already consolidated $10,000 plus of my old student loans with Dept. of Education BUT I will be consolidating again sometime prior to July 1,2006. I cannot afford to pay thousands more thru loan repayment than I actually have to.

Some companies are even able to give an additional 1.25% rate reduction.

I am looking forward to locking in a low interest rate on my most recent loans prior to the July 1,2006 rate increase.