debt

Hi jihan

Welcome to the forums. It is very nice to know that you are looking forward to improve your credit. Though your accounts have been forwarded to the collections, you can make all the payments to them smartly through the debt consolidation program.

Under this program, you will have the benefit to combine all your multiple bills into one loan amount with lower rates of interest. To make your payments easier for you, the consultant will negotiate with your creditors to eliminate the financial and late charges on your debts so that you can pay just the actual debt amount.

Please have a better understanding about it in this page which will solve all your related queries:
http://www.debtconsolidationcare.com/benefits.html

The best part of the debt consolidation program is that it improves the credit rating of an individual since all the monthly bills get consolidated into one loan amount and get paid. In this way, there is no chance of missing any of your payments. I am sure that you will be convinced with the advantages of the debt consolidation program and register yourself for free at the home page of this site. The members in this site also get some exclusive benefits of earning some extra money in the forums.

Hope to hear from you positively.

Regards
Roxette

Hi jihan
Welcome to the forums.
It is good to see that you are making positive efforts to pay-off your debts.

We understand that your accounts are in the collection agencies. However, you can still utilize the advantages of debt consolidation.

All you need to do is get yourself enrolled in a debt consolidation program with any debt consolidation company and they will negotiate with the collection agency where you have your accounts.

A debt consolidation program can help you reduce the multiple debt amounts into one single and affordable amount, which will be more convenient for you to pay-off. Your interest rates will, in all probability, be reduced and your late fees waived off.

The ultimate benefit of debt consolidation program is that all your debt will be reduced to the extent of 40%-60% after consolidation.

Hope to see you back in the forums,
Peter