Past Collection Account ?
Date: Thu, 05/19/2005 - 11:59
Past Collection Account ?
I Had a capital one visa $800.00 that whent into collections, We agreed and i paid $300.00 ish I would like to say over a year ago. the following is from my credit report..
Status: Paid in settlement/Account charged off. $807.00 written off.
Date opened 01/2002 High Balance: $829.00
repoerted since: 01/2002
Date of status: 12-03
Last reported: 12-03
Account History:
Charge off as of Nov-03, Oct-03, June-03, Apr-03
180 days 03-03
150 days 02-03
120 days 01-03
90 days 12-02
60 days 11-02 Creditors Statement:
30 days 10-02 Account legally paid in full for less than full balance.
What if anything i can do (NOW) to have this deleted from my credit report. I disputed it with Experian last month and they e-mailed me back that it remains on the credit report.. Please any and all positive feedback is welcome.. Thanks again
Status: Paid in settlement/Account charged off. $807.00 written off.
Date opened 01/2002 High Balance: $829.00
repoerted since: 01/2002
Date of status: 12-03
Last reported: 12-03
Account History:
Charge off as of Nov-03, Oct-03, June-03, Apr-03
180 days 03-03
150 days 02-03
120 days 01-03
90 days 12-02
60 days 11-02 Creditors Statement:
30 days 10-02 Account legally paid in full for less than full balance.
What if anything i can do (NOW) to have this deleted from my credit report. I disputed it with Experian last month and they e-mailed me back that it remains on the credit report.. Please any and all positive feedback is welcome.. Thanks again
Hi sparkie1221 I think you can talk with the collection agenc
Hi sparkie1221
I think you can talk with the collection agencies and negotiate with them as your entire payment went through them. It is them who can update your information with the credit bureaus.
Please let us know about it.
Thanks
Roxette
You are at the mercy of the collection agency if they choose to
You are at the mercy of the collection agency if they choose to take it off. They do not have to remove it and it can stay there for 7 yrs from the date of last activity. Write the collection agency and see what they say.
