acct:154502 REF:5827225

Hi Ivan

Welcome to the forums. If this creditor is trying to contact you regarding any of your past payments, please ask them to provide proof for it. It can be very easily done from your side after you ask them to validate your debts.

debt validation is your legal right through which you can get full protection from the clutches of deceitful and unethical debt collectors. It helps in putting a check on the debt collectors' actions and governs them.

Please feel free to ask us any of your doubts and we will answer it at our best.

Thanks
Roxette