mypaydayloan.com/LOOPHOLE/ trying to sue them, need advice
Date: Mon, 03/27/2006 - 15:40
mypaydayloan.com/LOOPHOLE/ trying to sue them, need advice
I need to round up any of you that are having issues with this sad excuse for a company. I am trying to find an attorney that has experience in international law to take this case. These people cannot be allowed to get away with this nonsense any longer!
Summary:
-They are leaving full disclosure messages on my machine
-Sending letters that disclose "collections" on the envelope
-No mini-miranda in the letters
-Letter sent read only, "WHEN???" and got one today that said that they are reporting me to the IRS, since that is what I apparently wanted them to do.
I have talked to two attorneys today. One said that they are hiding in Costa Rica, and it will be nearly impossible to get them served to appear in court in Texas. She also said that it could get very expensive. The other attorney said that it would do some good to give them some of their own medicine, but finding an attorney to do it is challenging, but when there is more than one plantiff, it's a little easier to do...especially if the federal government is petitioned.
I need to see if there is anyone that has taped messages/phone calls and correspondance from mypaydayloan.com.
Any advice on how to proceed is appreciated. I have HAD IT, HAD IT, HAD IT with these people!
I don't think legally they can threaten reporting you to the IRS
I don't think legally they can threaten reporting you to the IRS. When a store front lender tried the IRS thing, I told them that I would be forwarding the letter to my attorney and they said that letter is just formality and that all. Cash Master was the lender.
I would recommend naca.net. You can find an attorney there that
I would recommend naca.net. You can find an attorney there that specializes in FDCPA/FCRA/debt collection violations. Keep us posted!
~Mary
I dealt with mypaydayloan in January but everything was handled
I dealt with mypaydayloan in January but everything was handled through my state's attorney general's office. If you need that documentation, let me know. I would be happy to help out. I know what a pain they are to deal with. Have you filed a complaint with your state's consumer protection office? They forgave my debt. They threatened to sue me from Costa Rica. I said good luck with that since you have to file suit in my county of residence. I think they are just blowing smoke. I am taking on one myself. I talked to this guy today because the company has never corresponded to any of the letters that I have sent them regarding my account. They even stated they never received my letters. They were sent certified mail with return receipt requested. I have copies of the returned signature cards. Amazing isn't it? I going to file complaints in his state first because they are breaking payday loan laws in their own state. They are licensed there but there have been violations. I'm also going to file a complaint with the bank commissioner in that state. I'm about ready to beat them all down :x
Please let me know who I need to contact in Texas, and what kind
Please let me know who I need to contact in Texas, and what kind of documentation you sent them? I can send whatever agencies copies of the letters that they sent me, and I have the taped third-party disclosure message.
Nevermind. I have filed an online complaint with the Texas Attor
Nevermind. I have filed an online complaint with the Texas Attorney General and the Office of Consumer Credit Commissioner. I also filed a complaint with the BBB, not that they will do anything. Cease and Desist going out tomorrow.
You are on your way. You have done excellent documentation. Send
You are on your way. You have done excellent documentation. Send out the cease and desist letter via CMRRR. And let us know how it works.
Business Name mypaydayloan was not found. You may also call th
Business Name mypaydayloan was not found.
You may also call the Business Information Line at 1-800-252-1386.
please contact tax.help(at)cpa.state.tx.us.
You may have a non licensed business here. check out this link for more info
http://ecpa.cpa.state.tx.us/coa/Index.html
here is the site to request information on a business in texas:
http://www.sos.state.tx.us/corp/publicinfo.shtml
Will help sue mypaydayloan.com
I am having SERIOUS issues with these people. Please let me know the progress of a lawsuit.