18007721413 - whose number is this?

The company is a full service credit and collections company providing services to major credit grantors nationwide.

This company hassles me constantly for a BILL THAT WAS PAID TO ANOTHER DEBT COMPANY!!! yET THEY SAY i HAVE TO PROVE EVERYTHING TO THEM.

Im shocked that Scott would complain he was lied to. If one pays their debt as they originaly promise collctors wouldnt call you.-You had to be lied to, to do the "right thing"??

This company and its Owner are nothing but HOODS and CROOKS they call individual family members and harrass them, never trying to solve whatever the problem is with the client in this case. In my opinion is worth going down there and handle them the right way, HOW'S WITH ME?

These people should be in JAIL where they belong

Received 2 phone calls from LTD Financial Services. Callers gave names "Winter Washington" and "Mr. Patton". They block caller-id. They violated Fair Debt Collection Practices Act. They harass and shout down the victim whom they call repeatedly. Washington said she would set up a payment plan so that I would make a partial payment by the end of month, for a debt that I do not owe. Same debt has been passed around to several sleazy collection agencies during the past 2 years. Please post the home address of these callers if you know them.

By the way,
As in previous years, the representatives of LTD Financial Services are likely to be exhibitors on Oct. 16-18, 2005 at the 14th Annual Credit Card Collections Conference Omni Orlando Resort at ChampionsGate, ChampionsGate, FL. If you are a Florida resident upon whom LTD Financial Services has committed state or federal violations, you might file a lawsuit and serve a court summons on them while they are in Florida at that time.

These CROOKS are violating all kinds of laws. Calling my job and home. Harrassing everyone and anyone who answers the phone. But yet when I checked them on the BBB website. They have satisfatory service record.HA! YEAH RIGHT! I have no idea how these people are still in business!

This company uses
unfair and illegal
tatics. Contact the
attorney general
in your state to make a complaint.

Yes they are A**holes. Their toll free number is 800-718-3583. The Negroid woman I talked to started to threaten me. A Dell account that was settled last year.

Sleazy company. I asked to speak to the person in charge, I spoke with 4 different people all claiming to be in charge. Will the real head telemarketer please stand up.

I got some calls from these people about two different accounts they claim to be trying to collect. However, one rep said she couldnt help with the second account, because they actually have two different offices. However, when I called the "second" office, that guy immediately told me he could help with both accounts. Meanwhile, the first lady stated the only way LTD will do business with me is to electronically take payments from my checking account. I set up three monthly checks, then found out later that they actually set up 9 months worth of payments! The total they were planning to take was WAY more than the original debt! Be careful if you've set up electronic checks with these people!

I received a letter from LTD saying their client they are collecting from is Advantage Assets II, Inc. I have no idea who this is and can't, for the life of me, figure out who I owe the amount of money to that they claim is owed.
Does anyone know who or what Advantage Assets II, Inc. is?

This company contacted me and I have no idea why. I have no debts... and I have never done business with Dell. Any other reason they might contact me? Any advice is appreciated...

I am not sure of the rights I have, but these jerks have been harrassing me about a DELL account that I never applied for. Calling anyone and everyone that might possible be related to me or even know me. I have family in the legal field and I am very interested in taking action against this highly unprofessional company. Does anyone know how we could stop this from hapening to anyone else.

I Am Still Being Subjected to Harassing and Rude Phone Calls from Your New Delhi Call Center. California and Federal Law Require You Terminate All Communications by Phone. I Ask You Control Your Employees and Require They RESPECT USA AND CALIFORNIA STATE Laws

Dear Person,
Enclosed with this letter is a previous letter. Since I sent you the letter I have continued to receive repetitive harassing phone calls, 3 today by 10 am. Some previous calls impliedly threatened me with , I assume, adverse credit reporting and lately, including today, calls wherein the contact person hired by Dell Financial was very aggressive and rude, one even stating they knew California law but that ???We are calling from India. ???
Some others of your ???earlier' callers have also asserted they are calling from New Delhi , India, implied that while they know what the law is, they are exempt from Consumer Protection laws. This is not so. Under the Federal Fair Debt Collection Practices Act, 15 USC section 1692 c [c] and under California law known as California Fair Debt Collection Practices Act, you were to have terminated all communications upon receipt of the earlier enclosed letter. If you doubt that you are required to terminate all communications ,you are asked to consult your attorney and have him contact me. I recommend you copy and send to your New Delhi call center the legal summaries by the California Department of California Department of Consumer Affairs, Division of Legal Affairs ,
I look forward to immediate termination of all contact . If you continue to call Please Be Aware , I Now Give You Notice I Reserve the Right to Record All Contact from You and Keep an Electronic Log. Should You Call Me Again, I Will Assume You Have Consented to Me Recording the Call.

THIS COMPANY IS VERY UNPROFESSIONAL, WORKS LIKE IF NOTHING IS ON THE UP AND UP AND ANY BUSINESS THAT USES THEM SHOULD NOT GET PAID BECAUSE OF HOW LTD FINANCIAL SERVICES HANDLES THE CUSTOMER THEY DO NOT IDENTIY THEMSELVES WHEN A PERSON TRIES TO FIND OUT WHAT IS GOING ON THEY DESERVE NO PAYMENT WHAT SO EVER

ANY COMPANY THAT USED THESE PEOPLE FOR COLLECTIONS, SHOULD NOT!!! THEY ARE VERY RUDE PEOPLE AND DESERVE NO MONEY THEY NEED TO LEARN SOME BUSINESS ETHICS

:evil: This company employees people that are very unprofessional and rude. Steven Vutci lies to people and is VERY VERY VERY RUDE AND UNPROFESSIONAL in every aspect of customer service. I am glad that I don't live in a city that has the moral and professional values that Mr Vutci has. This company lies and harasses people which is totally against the fair debt law.

I suppose it makes them feel supreme & powerful when they call and threaten an 84 year old woman. Just to let everyone know, in CT at least the state banking dept here doesn't tolerate these tactics. Mr. LaRusso you will be hearing from the CT State Banking Dept.

[quote=Anonymous]I suppose it makes them feel supreme & powerful when they call and threaten an 84 year old woman. Just to let everyone know, in CT at least the state banking dept here doesn't tolerate these tactics. Mr. LaRusso you will be hearing from the CT State Banking Dept.[/quote]

I forgot to mention, the first time they called they allowed the 800-741-2100 number show on caller ID.

[quote=BILL THE COLLECTOR]Im shocked that Scott would complain he was lied to. If one pays their debt as they originaly promise collctors wouldnt call you.-You had to be lied to, to do the "right thing"??[/quote]
Bill,

Do you realize that you so much as stated that you LIED to get the debt paid. Do you realize that that is in fact a violation of the fdcpa. Do you also realize that as a collector you can be personally fined. I suggest that you get some training so not to continue to give the law abiding collectors a bad name.

All you spineless people need to do is PAY your BILLS. then the collectors wont have a reason to call. you weak excuses for americans are pitiful. you whine , but you dig your own grave, die from the stress of debt if you commit theft by deception.


Debt collections is a noble cause. Be glad it isnt the IRS. Cause this is a cakewalk.

All you spineless people need to do is PAY your BILLS. then the collectors wont have a reason to call. you weak excuses for americans are pitiful. you whine , but you dig your own grave, die from the stress of debt if you commit theft by deception.


Debt collections is a noble cause. Be glad it isnt the IRS. Cause this is a cakewalk.

[quote=Shank!]All you spineless people need to do is PAY your BILLS. then the collectors wont have a reason to call. you weak excuses for americans are pitiful. you whine , but you dig your own grave, die from the stress of debt if you commit theft by deception.


Debt collections is a noble cause. Be glad it isnt the IRS. Cause this is a cakewalk.[/quote]

My dear friend Shank. Clearly you have a different outlook on things. I am a combat vet, retired US Army vet. I have been contacted several times by LTD regarding a debit I never acquired. They have disclosed the debit to my minor children telling them that dad was going to jail, told me that they would use any means needed to collect, when asked if that included violence they said ???what ever we need to do???. The list of violations goes on.
I challenge you to tell me I am spineless, I have seen good men die in places you can't even pronounce. Call me un-American. I gave 21 years to allow you to post on this board although you clearly have no education or understanding of reality. Frankly there are not enough consumer protection laws to protect real Americans from the likes of you (Debit collectors). Not to mention the broken credit reporting system. There are laws. It seems to me your like the common bully (or coward at hart) hiding behind the phone, thinking your tough. Picking on those that are weakened due to things you likely have no ability to understand. I think you're un-American. Worse you're a coward.

would you believe this,these people call up telling me that they will take legal action if i dont pay in full.due to unforseen reasons i got behind and they got the debt. :( then after arranging and making monthly payments they still would call every day.
ok fine . but then they call my ex-x x wife and even go so far as to call her a cracker.
that did it for me,if they want my money now they will have to deal with my :twisted: debt soloutions center.



GOOD LUCK GETTING AN ANSWER THROUGH THAT!!!!

(collection center help, LTD will not re-sponed to your FINACEL INSTATUTE.) :oops:

would you believe this,these a-holes call up telling me that they will take legal action if i dont pay in full.due to unforseen reasons i got behind and they got the debt. :( then after arranging and making monthly payments they still would call every day.
ok fine . but then they call my ex-x x wife and even go so far as to call her a cracker.
that did it for me,if they want my money now they will have to deal with my :twisted: debt soloutions center.



GOOD LUCK GETTING AN ANSWER THROUGH THAT!!!!

(collection center help, LTD will not re-sponed to your FINACEL INSTATUTE.) :oops:

Why will they not answer to a credit-counseling agent? Is this company that far over the edge? Maybe we should form some sort of anti collection advocacy.

Dan

I received a call, He started out by saying " We knew we would run into ''your kind'' out there. and we will make you pay. I just wonder what my kind is?

what you people dont seem to understand is that you are no longer a customer and do not deserve to be treated like one. you are a debtor. you owe money and chose to screw creditors out of their money but you think you should be treated with respect. if you dont like it file bankruptcy.

what you dont understand is that you are not entitled to customer service treatment. you are a DEBTOR. you defaulted on a loan. you are not a customer. also the law you are referring to is the fair debt collection practices act. if your going to quote it like you know it you might want to learn what it is.

[quote=Martha]This company contacted me and I have no idea why. I have no debts... and I have never done business with Dell. Any other reason they might contact me? Any advice is appreciated...[/quote]

I've been contacted by them this morning and a girl named Lane left a message for me to return her call. I checked the number and found this company. I have no outstanding debts and I'm not late on any payments. I checked my credit report and it's perfectly clear. I have no clue why these people called me TWICE this morning while I was at work. These guys seem to have no clue what they're doing, after reading all of this.

Hi JonF

Welcome to the forums. As you have checked your credit report and are not late in any of the payments, then I guess you don't need to worry regarding the call from LTD Financial.

They might have been trying to locate a person for recovering the debt and due to some incomplete information; they might have wrongly contacted you. I suggest you to attend their call and give them your explanation. They will rectify and stop calling you in the future.

If you face any problem, please do let us know.

Regards
Roxette

[quote=roxette]Hi JonF

Welcome to the forums. As you have checked your credit report and are not late in any of the payments, then I guess you don't need to worry regarding the call from LTD Financial.

They might have been trying to locate a person for recovering the debt and due to some incomplete information; they might have wrongly contacted you. I suggest you to attend their call and give them your explanation. They will rectify and stop calling you in the future.

If you face any problem, please do let us know.

Regards
Roxette[/quote]

Thanks for your reply, Roxette. I have returned the representative's call asking what her call was pertaining to and left a voicemail for her, since she was unavailable at the time of my call. We'll see what they have to say. I'm not optimistic after reading some of these complaints.

-Jon

Jon

You should keep optimistic thoughts because your credit report is all neat and clean. Never show such collection calls that you are nervous or scared, otherwise they will try to bully you to the maximum.

http://www.debtconsolidationcare.com/fair-collection.html

Be confident and if they impose any kind of threats to you, then inform them that you are aware of your legal rights and will take legal actions if necessary.

http://www.debtconsolidationcare.com/fdcpa.html

Record their telephonic conversations which might sound oppressive so that you have valid proof and present it to a lawyer and file a case against them.

I believe prevention is better than cure. I suggest you to browse this forum and make yourself well informed of your consumer rights.

Regards
Roxette

This company harrassed my mom said she was a hag and then took her donut over the phone. I don't know how that happened but that is how evil they are. They practice black magic i guess. :twisted:
I think they also added 1000 dollars to my credit card account and asked for this money in payments of newly printed bills or else they would continue to harrass me and force me to watch reruns of momma's family in a dark room. Someone needs to stop this company before they strike again!

Hi johnsmart2004

These types of illegal actions should not go unreported to the FTC or the State Attorney General Office. They have to go through legal action otherwise they will continue with the same harassments. Make your move and file a case against them. The law is at your side.

Regards
Roxette

by law they have to take whatever payment you are willing to do... I just got off the phone with them myself and that was what they guy told me.

my husband speaks fluent English, but he is became blind and mentally ill. I am not his guardian, because he thinks he is okay. but this company make he paid already a 1000 from his disability check. a debit that he said he paid already other debt collector.they put this debit in my name,the eqifax told me i dont this debit,when he try to pay with discovery card ,they put other number of credit card number and discovery anulate a paid of more 1300 and said are investigate tis people.they call here constantely abd say many things to me and him for a untrace phone.they want a western union payment,they give him their account in bank one,houston,texas,i dont know the number because my husband copy over a paper you can not read,i have to disconnect my phone and my husband said he has to pay because they go to arrest him'i look for a site,for show him and i found you.i wrote already for fcc and equifax,i m sure this people are crooks and they are abusing him,sorry for my enghish,please investigate this scam artists,they calluntil saturday/

my english is bad dont need to publish my letter.for almost a year,this company took a 1000 dollars or more, from his disability check,i have proof.after that 150 dollars a month ,my husband became blind and mentally ill.maybe 8 months,after that discovery give a credit to my husband and my husband try to pay them,but they put other credit card number and since them,they lost a taken of his disability check.i discouver now,that is against the law take from disability check.please investigate.after that they asking him to deposit in their account in bank one,in houston,texas.

Tania - I will suggest you to consult your attorney. You need to take legal action against LTD Financial.

i promise and i tell you only the true. I have proof against them and thanks to you that help me to show so many people it .they are abusive and don't have no misericordy. by the way, my little brother is a debt collector in Dallas ,but he is a nice one.

This company uses much threat (disguised cleverly) to intimidate people and constantly try to verbally bully and threaten. They want you to believe that if you don't agree to THEIR terms "your world will end!". LOL
I have obtained at least one their callers' address and, if he continues to harass my family with his abusive calls legal action will be taken and a personal visit will ensue.

Does anyone know the number to this questionable agency? I have a lawyer who needs to write them a threatening letter.

Hi PO'd

Welcome to the forums. You can give your lawyer the following number to contact the said company.

LTD FINANCIAL SERVICES LP at 713-414-2100

Regards
Roxette

mr shank, if I may, how is is that you are so wonderful yourself? It would seem to me that if were at this website searching for information on collection agencies that you may be in debt yourself? why would someone as perfect as yourself be on a website like this if you didn't have any debt problems of your own?

you need to do your homework

I will never buy from Dell computers because of these scum bags. My financial problems were temporary but they didn't hesitate to use these losers (LTD Financial Services) to do their dirty work. I considered file bankruptcy just to spite these people. My mother got calls from them every ten minutes even though I haven't lived there in 20 years. They have two numbers they call from:
800-718-3583 and 877-741-2100.

Here is the contact information for the state attorney general. I suggest everyone file a complaint. As to the collectors who enjoy this kind of work, there's a difference in trying to collect a debt and harassing family members to do so.

Email: greg.abbott(at)oag.state.tx.us

Phone: (512) 463-2100

Office of the Attorney General
PO Box 12548
Austin, TX 78711-2548

These people have been chasing us down for months over a lousy $92 we supposedly owe. My wife got four calls in a row from some creep called "Marvin". The last call he said "This isn't the Bank" in a darker voice. He came off as more silly than threating, but it still upset my wife. What can we do about this nonsense?