One Step Further

I am waiting to hear back from Sonic and United Cash Loans. I personally don't think I will hear back. Boy oh boy, if they don't this will make my cause even more worth while.

yay! GO Mishele!

Tear 'em up Mishele!! Can't wait to hear the outcome of this one!!

~Mary

Mishele

Just remember to remain professional in all your dealings with the payday lenders you are dealing with. Please also remember to not violate any laws when recording conversations. What could be conisdered key information, a very valuable piece of information in a court preceeding...could be considered worthless if not used properly.

It does appear that you are keeping great notes, and keeping up on your complaints. Please keep us all updated on the outcome of each one.

Regards-
Mike

Mischele please let us know what you find out. I had a couple from County Bank of Reeboth DE (I'm not for sure if that's the exact name but close). I haven't heard anything from them in about a year or so.

wow Mishele, I'm impressed girlfriend!! way to go!!! keep us posted on this one, I think its going to get pretty interesting! shirley :D

Mikey,

In my state, I can record without their permission. I checked on that one. I am professional but firm in my dealings with these lenders. (most of the time) I almost lost my temper last week with the jerk but I remained calm as possible. Most of the others have been contacted by mail so that is more evidence on my part. My conversation with Quik Payday today was just matter of fact. I let them know I would further my complaints with my state's AG's office because I did not understand how the circumstances changed in two weeks and all of a sudden I had two accounts with two different banks.

Mikey,

Do I need to follow the laws in my state per recording conversations as well as the lenders?

Danna,

That sounds like the bank that Universal Cash Advance used to use but they went by another name then too. I cannot remember it at all. Google the bank name to see if you can find out some more information on them.

Mishele,

Wish you good luck. Don't forget to let us know what the update is. You are absolutely right. Go ahead!

Mishele,
You seem so knowledgeable and I was hoping you could provide me with some advice here. I live in Ontario and would like to know how I can find out if a company is licenced or not. Are you required to pay for this service where you reside because I have been informed that I do here. I am in the process of a legal battle with a company that is trying to charge me more than what I owe. Unfortunately, they have gone to the court, filed an affidavit, I did not receive it and and then was told that it went into Notice of Default and that the wages are to be garnished. Upon contacting the court house they told me this also. Don't I have to be taken to court (attend a court hearing) for this to be done. The court house says that because it went into a notice of default this is the case. I am at my wits end here and they are now harrassing my payroll administrator.

I think JJ answered this in another thread. I'm really not sure about Canadian laws to be honest with you. Do you have something like a consumer protection office or bank commissioners office that you can check with? Can you get the papers from your payroll department? You may want to contact an attorney regarding this matter. Maybe someone else on the forum can give you better advice.

http://www.attorneygeneral.jus.gov.on.ca/

Check out this link that was provided by Stan in another thread. Maybe this can help you.

Thanks Mishele

Well, I heard back from the Bank Commissoner's Office in Delaware today. They showed me how to check if a financial institution is licensed in their state. I found out the only one of the payday lenders of the three that told me they were licensed in Delaware, actually is licensed. Folks, one company told me on the phone so I will be turning this company in for investigation. They have a form that you can send it. This is the jerk face that processes loans in Kansas. I downloaded the form from the Kansas AG's office today. I will try to send that out this weekend. The other company told me in an e-mail that they were licensed in Delaware. I will be turning this company in for investigation as well. I'm really hoping to get jerk face's company in some legal trouble. I might be able to do it in at least two states, possibly three. I'm just going to give the details of the voice mail and phone conversations I had with these guys. I'll post more when I find out more. I view this as a positive step. :D

Yeah Mishele!! Look at you go!!

~Mary

Yay Mishele! :)

Mishele, this is a VERY positive step. Keep us posted along the way, we may learn something from this!! good job! shirley

Thanks everyone for your support :D