Will I still be responsible for a debt if a credit card account is charged off on my credit report?
Date: Thu, 05/23/2019 - 23:48
Will I still be responsible for a debt if a credit card account is charged off on my credit report?
Is the company trying to spam by asking me to make payment on an account on which charge-off is written on my credit report?
Which company is asking you
Which company is asking you to make payment? Is it a debt relief company or a credit repair company? Give us more information. How do you want to deal with the charged-ff account?
Did you ask for debt
Did you ask for debt validation? If no, then request for debt validation. If they don't reply you, then they are fraud.
Who is asking you for the
Who is asking you for the payment? The original creditor or a collection agency? It seems like a collection agency to me.
So, first ask the party to validate your debt before doing anything. Get us informed about the situation.