getting rid of collection accounts

Ask them to validate the debt. If they don't repay you, then relax. If they validate the debt, you should repay the debt. Talk to them for settlement.

Wait!

Are these collection accounts valid? You should dispute the collection accounts only when debts are not valid. Okay. You should first them a debt validation letter. This is the sample letter you can use:
https://community.debtcc.com/letters/debt-validation.html

If these are valid accounts, then you should try to negotiate for a settlement first. In that case, you can use this letter.
https://community.debtcc.com/credit-repair/pay-for-delete.html

Validation of your debts is very important. You must be sure that both the debts are yours. So, make sure you send validation letter to the credit asap. Next step would be negotiation. If bot of the debts are yours, then ask your collection agent that you want negotiate for a settlement.
THe more you can lower the amount, the more you may save from the payments.

Validation requests are valid only after receiving an initial communication from a debt collector. Courts that have ruled on the issue have ruled that f collection accounts on a credit report is not an initial communication.

You can send a validation request, bot the debt collector will not be required to respond.