How reverse budgeting can help in case of not so high income?

In that case, you have to cut your expenses on your 'wants.' In reverse budgeting, you have to adopt the 50/30/20 approach. Allocate 50% of your paycheck toward savings, 20% toward savings, and 30% toward your wants. You have to reduce expenses on your wants.

Cut down unnecessary expenses and improve your income. Get a part-time job to boost your income. Thus you can save money while meeting basic expenses.

You have to plan a budget irrespective of your income. First of all, set aside whatever amount you want to save, and then plan your expenses on the remaining amount. So, carefully calculate your savings goals. Try to meet your needs with the remaining amount; if not, then you'll have to adjust the budget accordingly.

You may apply the 50/30/20 budgeting method. but you may also 40/30/30 method is you have issues to cope up with your monthly expenses.