After qualifying for a loan with a specific T&C, how long does the offer stay valid?

Pre-qualification has no specific time limit. It totally depends on your lender. Whereas pre-approval is normally stay valid for 60 to 90 days. You can update the time by re-verifying few documents.

Read the terms and conditions carefully You can ask about it to the lender. Because, it varies by the type of loans and the company.

Barbara - Is it applicable for a personal loan or a home equity loan too?

It should be mentioned in the written document. That's why I always feel to read the documents carefully.

Hi Nick,

Yes, it's applicable for home equity loan too...