debt how debt pay off works?

I agree. It's better if you be a bit clear.
However, debt payoff through a debt relief organization involves negotiation with the creditors and deciding a monthly amount for the debtor which he/she has to pay monthly, though which he/she can repay debt.

Are you asking about professional debt relief option? Please come with more clear and specific question. Also, register your name before posting a query.

Depends on the type of debt relief program.

Debt settlement - Your outstanding balance is reduced.
Debt consolidation - All your bills are consolidated into one bill
Debt management - Your interest rate is slashed

Paying off debt is not a simple task. What you have to begin on your debt repayment journey is a decent, practical debt repayment plan.
Here are two easy ways to pay off your debt. One is Debt Avalanche method and another is Debt Snowball method. You have two choices. You can choose any method to pay off your debt.