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Can a credit card company come after me after settling the debt?

Date: Tue, 03/21/2017 - 20:13

Submitted by timani
on Tue, 03/21/2017 - 20:13

Posts: Credits: [Donate]

Total Replies: 3

Can a credit card company come after me after settling the debt?


I did a credit card settlement in 2014 and now they are coming after the interest that wasn't paid after they signed the settlement. Can they collect on this?


Do you have the written agreement with the collection agency saying that the amount being paid is considered "payment in full"? If yes, they can't charge anything to you.


lrhall41

Submitted by Barbara Delinsky on Wed, 03/22/2017 - 06:51

( Posts: 433 | Credits: )


Don't make any payment whatsoever. Instead, send them a cease and desist letter to stop contacting your for collections. If they persist even after that, then sue them for FDCPA violation.


lrhall41

Submitted by paulcahill80 on Thu, 03/23/2017 - 04:57

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