How do you plan to celebrate Christmas this year?

2020 is a waste year for me. Birthdays got wasted. Anniversaries got wasted. No pay hike. No promotions. No vacations. That is why I have decided to save money and have double celebrations next Christmas.

I have decided to pray diligently this Christmas so that everything goes back to normal in 2021.

Dear friend,

My suggestion would be you should donate some money to the church.

Your money will be useful to some needy people.

Hi! I would suggest you not to splurge this year. You can save those dollars for your financial well-being like stashing that amount in your emergency fund, maxing out your retirement contributions, etc. If you still have money to spend, you can give back to your community by doing some philanthropic activities.