Can a collection agency freeze my bank account?

Have they filed a lawsuit against you? They cannot freeze your bank account without a garnishment order. Check if they have a filed a lawsuit against you. Secondly, do you even owe the amount. Giving false threats about lawsuits is illegal.

Always remember that it's not possible to garnish your wages without a valid court order. The collection agencies might threaten you to freeze your accounts but it's impossible without a court judgment.
If you are facing problems in paying off debts, talk to our expert financial coaches in 800-DEBT-913. They will help you in handling your debts and you won't have to deal with the debt collectors anymore.