Do I start contacting CC companies? No settlement

Yes. You should start contacting the credit card companies now. I would say that it is a golden opportunity for you. Ask the credit card companies if there are any debt relief programs for you. Many credit card companies are offering credit card debt relief options to consumers. You should explore your options now. Otherwise you can call our toll free number 800-DEBT-913 to know your options.

Hey Jefferson! During this pandemic, many creditors are offering repayment assistance to their consumers who are going through a financial hardship due to COVID-19. So, you can talk to your creditor to settle your debts or you can check what repayment assistance they can offer you.
But try to pay off your debts!!

Yes, go ahead..

Yes, it is always better if you contact the creditors yourself. It will go good for you and the creditors will understand that you've the urge to repay the debts. Exlain your financial situation and negotiate for debt settlement if there aren't any debt relief programs offered to you.

Which company did you use if you don't midn sharing?

You can contact DebtReliefHelpGroup.com. They are a great debt settlement company that can help you resolve all your credit card debts and save money. They did a great job for me and my family member. hope this helps.