Home Depot Account
Date: Tue, 10/30/2012 - 17:10
I am in the middle of a seperation which should be a divorce in February. It is stated in our agreement that this card nor any other joint accounts were to be used once our seperation. It's now on my credit report. I wish to keep my credit good and now my report shows that I am delinquent on a THD/CBNA. Is there anyway to get the last statement to work out a payment arrangement. I don't want this divorce to ruin my credit.
Setting up a payment plan with your original creditor after you
Setting up a payment plan with your original creditor after you have fallen behind can often be as simple as picking up the phone and asking about your options. If they have a plan available that is affordable to you take advantage of it.
If they do not have a plan that you can afford, they may make one available the longer the account remains unpaid.
If the account gets sent to a collector the credit damage is likely already done and the methods for resolving the account will often then be math first, credit later.
How late are the payments on this account?
