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I have had a debt collector call me and i wasnt aware of receiving any letters before and my husband usually get s the mail. she told me i could set up payment arrangements either two ways by a discounted settlement or what ever i could afford. well i dont like the idea of giving out my checking account number i set it up through my bank automatic bill pay when i told her that she said the lady i had spoken too before didn't state that said i had to pay the settlement. i told her it wasnt true and asked if she was refusing to take payment from me she said i was making assumptions and i needed to call back and speak with the lady i spoke to before about the situation. i already have ti in my account to have a payment sent to them by the 17th of this mth. can they refuse my payment because i dont like the idea of giving out my checking account info