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Payday Loan Help

Date: Mon, 09/24/2012 - 13:18

Submitted by shawtyjlo
on Mon, 09/24/2012 - 13:18

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Total Replies: 2


I have three payday loans: one for $500 with check into cash. my balance is now $355. Another with cashjar. balance is $650. I just got that one last month so the $165 they took out was just interest. the last one is a line of credit from cashnetusa and my balance is $1310. Someone told me to use Blue Ridge Law Group to consolidate but I am nervous about the whole thing especially since they all do automatic withdrawal except check into cash. Would it be on my credit if I did use these people to consolidate? Check into cash is an actual location I go to. the other two I did all online.


CashNetUSA is completely legit so there is no need to worry about them. Unless that is an installment loan, you can ask for an EPP in case you have trouble repaying.

Cash into Check is again legit and given the balance, you can afford to pay them off quick. Either that or you can work with them and try to set up a payment plane.

Cash Jar is where the fun starts. These people run an illegal operation so you pay them nothing more than the principal, at your own time and convenience. Legal action is an improbability and they cannot report you to the credit bureau given their offshore status. Revoke ACH authorization immediately.

You should hold the consolidation option as your last resort and try to settle everything yourself first. Taking into consideration that you can skip out on making payments to Cash Jar for the while, you can take care of the Cash into Check loan quickly and then move towards dealing with the CashNetUSA loan.


lrhall41

Submitted by Steve Barris on Tue, 09/25/2012 - 00:12

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