help
Date: Tue, 09/18/2012 - 19:55
paid as agreed paid in full paid and settled pay for delete
can some one put these and any others i may have left out
in the proper order to negotiate for like the best case to the last resort
i called experian and they are not allowed to tell you i thought that was odd
Paid as agreed/Paid as settled - You get this account status aft
Paid as agreed/Paid as settled - You get this account status after settling the debt.
Paid in full - In this case, your creditor will update the account status as "paid in full" after the debt is paid off completely.
Pay for delete - In this case, your creditor will delete the account from your credit report after the debt is paid off.
Paid in full/Paid as settled - It depends on how your creditor a
Paid in full/Paid as settled - It depends on how your creditor agrees to report the account. If you settle the debt for whatever is owed you generally get a Paid in Full although some creditors will even report an account as PIF even though the account has been settled for less than what is owed. Paid as settled of course means that the account was settled for less than what is owed. Generally, both carry the same weightage as far as accounts in collection are concerned.
Pay for delete is a long dead concept. No creditors agree to do this.
hello
thank you both for replies ...
what im gathering is it really does not matter which they report if they generally carry the same weight am i understanding correctly ?
i always read on here to negotiate how its reported so would paid as agreed
be the best ? and would they even allow that
Paid as agreed and paid in full are positive marks. Paid as sett
Paid as agreed and paid in full are positive marks. Paid as settled is a derogatory mark to your report; try to avoid this.
