inaccurate credit reporting

Date: Tue, 09/18/2012 - 07:18

Submitted by anonymous
on Tue, 09/18/2012 - 07:18

Posts: 202330 Credits: [Donate]

Total Replies: 3

Is there any way to get negative credit FIA reported against me even though I have contacted them by phone and credit reporting agencies showing proof of payments. I was on a payment plan to reduce interest at their agreement and have never been late. They have reported me late 5 times along with BOA at the exact same time. Are they connected?

FIA is BOA's collection unit. If you're on a hardship plan, a

FIA is BOA's collection unit.

If you're on a hardship plan, and the account is behind, it's still late and should be reported that way.

lrhall41

Submitted by OhioGal1 on Tue, 09/18/2012 - 07:28

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As mentioned you're not paying while on a hardship plan as you a

As mentioned you're not paying while on a hardship plan as you agreed originally. It will report as delinquent.

lrhall41

Submitted by waffles on Tue, 09/18/2012 - 08:33

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Bank of America and FIA Card Services are both reporting late pa

I want to be certain of what is showing up on your report. The way I read your original post at the top of thread is:

Bank of America is reporting the credit card trade line as late 5 times.
FIA, a collection division of BofA, is also reporting a credit card trade line in your credit report and it is for the same BofA account, and is separately showing the 5 late payments.

Do both the Bank of America and FIA credit reporting trade lines show a total balance owed?

Can you post a reply and show exactly how each trade lines are appearing?

lrhall41

Submitted by MichaelBovee on Tue, 09/18/2012 - 09:02

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