Old Debt Collection
Date: Tue, 09/11/2012 - 18:38
:confused::confused:I have received calls from this agency regarding a debt that I have no memory of. If this debt is legtimate it was written off more than twenty five years ago and repurchased by this company. What are my rights on a debt that I can't remember and that has past the statute of experation? I will no give them payment and will insist on a written copy from them. They say that the date was 1996 but this debt would have been in the late eighties if it what I am thinking about. They say it was for $3,000.00 and I have never had debt of that size. I feel anxious about this as I have a credit rating of 750. Thank you for your information.
Don't worry
Send a letter to them (or call) disputing this account and request a letter of verification. Check with your state for SOL. Send the letter registered mail,receipt requested. If the account is as old as you say they will probably leave you alone.
Quote:Send a letter to them (or call) disputing this account an
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Send a letter to them (or call) disputing this account and request a letter of verification. |
You cannot verbally DV an account. Read the FDCPA.
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Check with your state for SOL. |
It is in my signature line.
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Send the letter registered mail,receipt requested. |
Certified mail return receipt request (CMRRR)
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If the account is as old as you say they will probably leave you alone. |
If the account is past the SOL, you send them a cease and desist letter telling them to bug off, the debt is time barred.
