can you sue creidt card
Date: Wed, 09/05/2012 - 12:42
can you sue creidt card
Quote:i was told that the credit card refused to accept veterans
Quote:
i was told that the credit card refused to accept veterans disability so they decreased the credit card limit make it over the limit so I owe a scammed amount and they told everyone that we are a credit risk. I know what they did is not legal. Should We sue. |
You have no grounds to sue. They have every legal right to decrease your limit at any time. It was more than likely that your income was too low, not the type of income.
Did they lower the limit while you were maxed out? i.e. the card
Did they lower the limit while you were maxed out? i.e. the card had a 1,000 dollar limit and you owed 1,000 on it, did they lower the limit to say, 500? Or did you get the limit decreased then run up charges?
I asked for andvgot increas then they said after i used it that
I asked for andvgot increas then they said after i used it that va income disablity does not count and fee me for over the amont they lowered
the increase my amount on credit after i used it up to limit the
the increase my amount on credit after i used it up to limit the then lowerd the limit chared me a fee for going over askled why and there anser at the time was that you disablity money does not count disclosed that fact when i got the credit card.
As soaplady said, they can determine your credit limit whenever
As soaplady said, they can determine your credit limit whenever they want and even close your card whenever they want and demand full payment whenever they want. The reason I asked my question is, if this company is any good, you'd be able to call up and get the fees reversed. Any of the major CC companies, Cap 1, Chase, Amex, Discover, etc. if you get transferred to the right person will reverse the fees you were hit with and work out some kind of plan with you to bring it to the new limit. Mentioning the veterans/disability thing will definitely help. If I were still supervising front end customer service and you got transferred to me and told me what happened I would reverse all of your fees and set you up with something. Again though just to reiterate what I've said and soaplady has said, nothing illegal was done here.