Care One Debt Settlement

Maybe you should have done this research before signing up with them? Do a search of this forum and the web.

I did research them and the seem ok. The only thing that I am finding thru the forum is some people are saying that they are getting sued by the cc companies. I discussed this with Care One and they said that this does not happen to often Discover Card is usually the hardest to get to settle and American Express just doesnt. They did tell me if I received a letter about a judgement to forward it to them and they would handle it. I am putting all of my faith in them and hope what they are telling me is the truth. I would really like to hear from someone that has has used them to find out how their process went and what I have to look forward to. By the way this forum is a god send. It has helped so much Thank you

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I did do research on the company and they were very helpful in answering all of my question before I decided to go with them. I was just wanting to get some input from other people who have used them and how their expierence was. Would like to know how long it took to start paying off cards, and if they are really as supportive thru the process as they say they are. This forum has been very helpful

I have been with Care One for approximately 2 years now. In that time, all of my creditors accepted the repayment plans (which were actually for the same amount I was already paying, but lowered or ended interest rates), I've paid off a few cards, and have seen my balances drop dramatically. Supposedly, I will be done in another 14 months.

I can't say that my credit score has been impacted negatively at all. I keep a fairly close eye on it and it seems to hover in the same "good" range.

The only negative is the monthly fee they charge, but I guess I can't expect something for nothing.

My advice: If you're really in a bind and need to do something to help yourself out that won't involve collection calls (I wasn't actually behind to begin with though), stick with the plan. And don't expect it to fix everything in a few short months. It's a long process, but you should see decent results. Good Luck!

The Debt Settlement plan can be a bumpy road, especially in the beginning. Check out this post in the CareOne Community forum to see how others are feeling about their plan:

For more information on Debt Settlement please review the Debt Settlement Resource Guide:

Having your questions answered is one of the best ways to feel at ease about your plan; so visit the CareOne community and ask away :p

Suzanne Cramer
Social Media Specialist
CareOne Debt Relief Services

Sorry Suzanne, I deleted your links as they are a violation of the Terms of Service. You can send them to the poster via private message. Thanks - OG

I thought about using this service. I'm just not sure where to find it on this Debt Consolidation Care forum?