Student loan problems

It is your responsiblity to contact your lender or make payments even though you do not receive a statement....that is the Department of Educations standpoint. And letters and billings would have been going out regularly ....did you move and not update your address? Did you not do an exit interview with your school where your responsiblities were outlined??

You need to call ASAP and get these loans back into deferment ...since they are federal you are eligible for up to 3 years unemployemnt/hardship. This should have been done before your six month deferment period was up.

Thank you for replying Soaplady!! I never did an exit interview. I went to school for 1 year and planned to go for a second year but I couldn't afford it. My first year I received several grants the but during that year I received an insurance settlement (that went to paying off other debt) and so it made me ineligible for grants the 2nd year. I have lived in the same place for 5years so the address is correct. I really didn't receive any letters. Am I still eligible for deferment even though I am so close to default?

You need to be calling and talking to Salliemae ASAP!

Thank you Soaplady!!!! I called them and spent only 5 minutes on the phone and it is all taken care of. They are sending me paperwork to complete for a 1 year deferment. I have until September 1st to return it. They said they never sent me statements because they were being emailed. They must have ended up in my spam box.