Brian Keith and Associates

My best guess is; they are non existent, a made up name by an illegal payday lender, I have done a thorough search and find no such business.

The name spelling I posted was wrong, the correct spelling is Bryon Keith & Associates. I googled the number, 708-689-0723, and read some comments. There is very little information on this so called "collection agency", but somebody commented that they were legit and received documentation from them. They have called my cell phone and my work phone but I have yet to speak to them. I believe they are calling regarding an old payday loan that I didn't pay off. I live in NC, where payday loans are illegal, and I don't have any payday loans in over a year nor do I plan to. If anyone has any other information on this company PLEASE let me know. I hate people bothering me at work, fortunately I answer the phone, but it is very annoying!!!

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I did a search at PIPL and a lot of interesting results came up, just type in the phone number.

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Thanks for tip on PIPL. I received 2 called from 708-689 - 0734 & 0835. Pipl gave me a residence under Jesus Morales and then Otavio Castro. I left a voice mssg at the first number and said "Hi, I'm confused the internet says I'm calling the Castro residence and you say you are Bryon Keith. I'm confused? People: They are really crazy to think that most people would be foolish to fall for their bs.

I too have been receiving phone calls from this so-called collection agency. The first person to contact me was a guy, can't remember his name. Then the second caller was female, but upon leaving a message, it was like she had to think of which name she was planning on using that day - which happened to be "Amy Jones". She proceeded to give a "case number" of 1 letter and 3 numbers, stating they were from the "garnishment department." When I called back, I immediately demanded a verification of debt, to which "Amy" became flustered and didn't know what to say - so she had to get her "supervisor" on the line. The "supervisor" wanted to fax the information, but I insisted on him mailing it. When I received it (which I was surprised about), as in the previous posts, the verification of debt looked like something anyone with elementary school skills could have printed. It showed no date of the supposed loan, nothing about the original debt except for the amount. Nothing official-looking whatsoever.

I have known people who have been threatened with legitimate wage garnishments in the past. The company demanding the repayment must get in touch with you on several occasions (either verbally or by letter) and must have some kind of authorization from you that yes, this is your debt and you either are unable or unwilling to pay it. After they have exhausted all means of recovering their money, they have to FIRST take you to court and a judge has to order the garnishment. When this happens, of course, you will receive a summons from your local court. In which case, the company demanding payment from you has to show beyond a shadow of a doubt that you received money or a service from their company, for which you did not make sufficient payments. The judge then decides based on the evidence provided by the lender that you indeed owe the money and then and only then can anything be done with regards to garnishment of your wages.

These people are COUNTING on the fact that we don't know how things work. If you've ever taken out a payday loan online with any company - you know that if you've taken out a loan with them, they have your bank information and your previous authorization to deduct funds plus fees on the set date of repayment. If you had legitimately been issued this money which this company says you owe, the original lender would have bugged the heck out of you to get it repaid before sending it out to a collection agency. Why? Because legitimate collection agencies have the power to settle your account for less than you actually owe. They want to be nice to you to get you to pay. They don't start out with the "garnishment" threats. They start off with the offers to get you to pay. Trust me, I've been in collections before - you don't threaten the "reporting to the credit bureaus" and so forth until it's gotten to a point where you've been in touch with the customer on several occasions.

Bottom line - these people are FRAUDS who should be ASHAMED of themselves for doing this kind of thing to people who have fallen on hard times. With the way the job market is today, they should be out doing HONEST work, just like the rest of us, even if it means you have to struggle. I wonder how these "debt collectors" would feel if something similar was being worked against their family members or friends?

well i have been contacted by bryon keith and i must say that they are legit. I did take out a loan and bryon keith helped me set up a settlement plan to pay it back because honest to God I wasnt planning to. Once i paid it off I did recieve a confromation letter and the situation was handled. So i must say i know my information is secure. There are alot of people saying that bryon keith isnt legit but nine times outta ten you guys know you took out the loan like me.

shillin,shillin,shillin.keep them shills a shillin.btw ten times out of ten the loan was illegal and was overpaid.so keep the pathetic cheerleading and smug attitude as it's not welcome,or wanted here.

Please. Brian Keith was the actor who played the dad on "Family Affair." Why would any legit company call and say "We're suing you."?

i got a call from them to and they can't speak engish very good

They're more than likely calling from a phone bank in India and using bogus US phone numbers. Report 'em to FCC, your State Attny. General Office, and your State financial regulatory agency.

No No No, I received a call from them and they could not tell me exactly when I so called took out this loan and what the exact amount was. Then they tell me that there were additional fees added on because I never paid the loan off. I must say that I'm afraid because they have all of my information and I never gave authorization for anyone to obtain my info. I never took out a payday loan ever soooooo how did they get my info??????

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I also received a call from them and I told them I did not have a payday loan from nobody I can barely payback 20 bucks to somebody and yall calling me talking about 500? I spoke with some lady I cant remember her name I think it was a jones or johnson and she told me if i did not want to do it voluntarily they will "garnish my wages" if i chose involuntarily. I sd how when I don't even work? She told me another department deals with that and she does not know I asked to speak to them and she told me they could not be reached that pissed me off and i cussed her and her supervisor out! I told them that this is a scam and they told me well call your local police department and report it and I said I sure will and hung up. I just thought they were saying that because he didnt think i would call-in which I did. When I called the police department they sd that they were listed as being a real collection agency and I asked well how come there isnt much info on them she sd they have a website and when I went to the website all it was was a homepage and it said that they had been established in 2010 so now im confused! The lady at the police station even told me that they are listed as a collection agency in illinois. She even called their police department and they confirmed it. She said that I could still file a report if I wanted to but now I just dont know what to do? Should I file the report or should I just cooperate with them? Im so stuck idk what to do but I do know that this is upsetting me because I dont like owing money I NEVER FUCKING GOT!!!!!

just because a place has a website means absolutely nothing.they broke the law in harrasing you.file the report knowing that fact.they started in 2010 big deal.they are still a lawbreaking bottomfeeder.btw phoenix det management also has a website,and they are one of the biggest unlicensed bottomfeeders out there.

it wasnt even about the website what im concerned about is they are listed as being real two police departments confirmed it? but everyone else is saying that they are fake and that they did thorough research plus this is going on my credit which is even more fucked up

well i never said they were fake.just an illegal lawbreaking bottomfeeder.there is a difference.just because a place actually exists doesn't make them legit.that was my point.dispute the entry with the credit bureaus,and if you have an address get a DV letter to them certified mail return receipt.

just got a call from these people saying i took out money in jan 2010 and they called me from 510-629-3497 and he said that hes name is steven jackson i have never took out any money i double checked my accounts and i had changed banks since then and they had my old address and they threating to call my employer and im not even working i said go ahead call my employer.

Call them and record your conversation. Tell them you are requesting all calls to your work and to your home to cease. Tell them EVERYTHING MUST be mailed to you and in writing and you want FULL documents, not just a paper saying you owe a bill. If they call your work or your employer's then report them to you state attorney general and make sure they are aware that you directed them not to call your work and they keep doing so. They cannot do anything to you so do not let them tell you they can. It is illegal the way they go about this collection and they know it. Most people don't know it and it is a way they try and get money out of people. Do not pay anything until you get written proof they are seeking money you do owe and make payments to the original debtor, Not the collectors!! This way they talk and lie to people is illegal and you can turn around and sue them even if you owe money. Harassing is not allowed, calls after 9pm are illegal, calls to your work phone number are illegal, and calling fellow employees are illegal. So don't let them do this to you. If they do then get a lawyer and sue them for twice as much as they say you owe. That is what they get for doing things illegal.