Can student loans go under a debt relief program?

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Originally Posted by OhioGal1 Have you tried to work something out with them? Consoidate? Ask for a deferment? Ask for a hardship plan? How much do you owe? How long has it been since you made a payment? How much are your payments?

Yes. Ive talked to them until I am blue in the face. Theyve cussed me out. Threatened me. I actually do pay them, but the bill is so expensive that I cant catch up. Chase told me that they have a freeze on all deferments. Nelnet gave me a deferment but its ended now. Niether give hardship plans - Ive asked several times. I owe about $100,000. My payments are $800 + a month. The response I get is screw you pay me. I believe if they could come break my knees they would. The bill is more then my rent. I can't afford it. Period. I work a lot but Im a recent grad - Im still at the low end of the pay scale. I wish they could come see how meagerly I live - cause they act like Im spending all my money at the mall and just choosing not to pay. Which is so far from the case its ridiculous.