Cambridge, Huxley & Associates
Date: Tue, 08/03/2010 - 06:18
Cambridge, Huxley & Associates
Yesterday, a rep from Cambridge, Huxley & Associates called my mother's home and left a message. My mother returned the call and was treated rudely and told that they were "looking for (me) in regards to charges that were being filed". She did not tell them who she was or her relationship to me and hung up. I call the company and talked to the same person. I was told that as of last Friday, the charges were being filed in my county and wage garnishment papers were being sent to my employer. During our conversation, the rep said that the company "had been RETAINED BY EZ Corp". She also told me that they had contacted my bank and the bank had told them that they (the bank) had closed our account due to "so much activity". This is not true. We closed our account partially because of other PDL companies taking unauthorized debits, but also because we wanted to switch banks.
My question is - do I address the situation the same way whether Cambridge, Huxley & Associates owns the debt or are just a CA for EZ Corp? My plan is to send and C&D letter requesting they only communicate with me in writing via USPS and for documentation to validate the debt. Is this the best thing to do?
Also, how do I know if they have filed charges against me? (If they really have.) Will I receive some documentation from the court?
Any other thoughts/advice on this issue is greatly appreciated.
Thanks.
You need to send them a debt validation letter, you have 30 days
You need to send them a debt validation letter, you have 30 days from the date you received the dunning letter to request debt validation, it's very important that you make them validate this debt before you do anything else. Search this site about debt validation. also review the link below about your rights.
http://www.expertlaw.com/library/consumer/fair_debt_collection.html#6
Do not send these people ANY money. I told them I would like to
Do not send these people ANY money. I told them I would like to speak to my attorney first as well as recieve a debt validation letter and they became very rude and hung up on me.
I also thought that this company was not legit and askd for lett
I also thought that this company was not legit and askd for letters pretty much same exact thing happened to me as the person that askd this question 3 months later som1 came to my house with a summons to go to court they took me to court and won trust me if you aknowledge you owe this debt and this company has the rights to it i advise that you pay it voluntarilly because i did not and i got screwed for it
I also spoke with them just today and got the same treatment as
I also spoke with them just today and got the same treatment as everyone else ..... when i asked if they were with the better business beaurah they told me i could look them up online and i found nothing !!!
I've recvd 2 phone messages from this company. wondering what I
I've recvd 2 phone messages from this company. wondering what I should do,
Cambrige and Huxtable
Let me tell you that that is one of the worst company I have ever delt with. I received a call for a final balance of $100.00 which they fail to submit. After two months I got a call from the person who forgot and never wrote notes and than from her boss who yelled at me disrespected me and threaten me. When my husband try to get on the phone to see who was disrespecting me like that he hunged up. They will not send me anything in writting. I am waiting to see what they are going to do next.:cool:
Thank you for sharing your experience. It was quite rude of them
Thank you for sharing your experience. It was quite rude of them to deal with you in that manner. If you have paid them the full and final balance, don't pay them anything else.
smart collector
They can not do anything to you or file any kind of charges against you They are liers in the state of Texas they can not garnish wages. If I was you I would send them a letter of cease and decese and be done with it . They can not even put this on your credit. The Law does not protect pay day loan companys. I work for one thats how come I know. I also know there are scam artist out there dont belive all they tell you no charges can b filed against you expecially in the state of Texas. If they contact your place of employment you can file charges againts them. :)
Thank you for this! It really helps!....I was told to set up pay
Thank you for this! It really helps!....I was told to set up pay arrangements with them, and I asked them if they could send me something in writing before we did this. She got upset and was being rude...it was kind of funny, it seems I caught her in her bluff. She said she would send something through email but I never received anything so blew them off. Today I get a call stati.g they will be at my house in the next 24-48 hours cause they need me to sign some legal documents. With a number to call and get the processed stop before they came...whatever! Thank you.
It didnt even sound professional cause there was music playing in the back ground...:)