7169895217 (lombardo davis goldman firm)

Can you list the lender that you have? I am guessing that was an internet loan, right?

Have you asked for validation in writing? IMO you must slam them with a DV first.

And, yeah, please mention the name of your state in your next post.

Yes it was an internet loan from Paragon Funding. But it was weird bc the amount he said is not what I owe. Plus Paragon never contacted me once. When I tell the people I talk to I need something in writing because I dont feel comfortable giving my information over the phone, they get very agitated. Whish has been 3 different people (associate, investigator and now auditor). I am a little slow SC, what does DV mean? I live in NC and I read on line the have to send a certified letter demaning what I owe and giving at least 30 days to pay. Haven't seen anything in writing!

they call me daily making threats of coming to my county and having the "authorities" serve me with papers. they have left me threatening messages which has now given me what i need to file a complaint with the appropriate agencies. i have a lawyer and informed them of that and they continue to call and tell me that it doesnt matter that this was a loan against future earnings and i can go to jail. whatever wait for their surprise....i will let you know what my lawyer does to them.

OMG my friend just called me stating she rec'd a call for me from this firm. They told her that it was for Fraud and Theft by deception! I am calling my debt consolidator in the AM because it was thru them I was advised to not speak with them. But to call my friend and give such details? I can sue them right?

Has anything happened with this? I am still continuing to get phone call. Now it is a Jack Warner calling saying I have 2 complaints against my file #. Do I just continue to ignore all the phone calls?

these folks harassed me daily 3 and 4 times a day for weeks. it was rebecca. she informed me that my case number was already filed in my county and i could serve time for fraud and all sorts of things. well after she finished rambling I explained to her that i was filing bankruptcy and if she would give me her address and my file number that my lawyer would send her the info. she became angry and told me that these types of loans were loans against future earnings and couldnt be discharged in bkruptcy. WELL....finally after I tracked her down and passed the info along she received a letter from my atty and I havent heard from them since. it is considered an unsecured loan. they are full of garbage. please dont let these threats upset you. if i had not filed bkruptcy i would have sent them a c&d letter. and talked more junk to them. they are scum. dont let them get to you. they are doing tons of illegal things. that payday loan was discahrged by the way....hahahaha to rebecca.

My mother has gotten phonecalls my 12 year old son has received them to teh point he was crying. I live in Pa an our state does not protect the borrower I do not what to do. I can not pay them back with the kind of money they want. Whar do you do?

Well, they have been calling me since January and have been threatening me with all kinds of threats. (contact my county and serve me papers, contact my human resources dept. and garnish my wages, I'm going to jail for fraud, etc). Nothing has happened. Every month, a different person calls me. I am not going to worry about because I have asked them to validate what I owe and they continuously say they won't and can't. At least in my state of NC, they have to validate the debt and give me (in writing) at least 30 days to cure the debt. I haven't gotten anything from them. Don't think I will.

Hi Ctgreen,

The Lombardo Davis Goldman Firm has broke the laws on many counts.

- Continuing with collection efforts without validating the debt is a violation of FDCPA.

- Another violation is, not following up with the lawsuit threat.

- Making threats of wage garnishment when garnishment isn't allowed in NC apart from taxes, ambulance fees and child support.

You can check with a consumer lawyer and you might be able to sue them at the small claims court for violating FDCPA. Also, you may lodge complaints against them with the state AG and FTC.

Thanks, that is good to know.

Now I have a 3rd company, Halstead Financial, trying to collect on this pay day loan. Has anyone heard of Halstead Financial out of Arizona? I just think its odd this is the 3rd company calling me. Plus I have read on line the civil laws for NC and returned payments. It states they can take me to court (after demanding payment) for anything over $500. Well after adding there so called fees, penalties and interest I owe $505 (when I borrowed only $250). I am so confused. Any help would be appreciated.

I got a call fromLombardo Davis and Goldman today stating that I have lawsuit against me for two counts of I believe it was fraud and theft. mentioned that I had borrowed a loan from Oscald group Ltd for 200 around 2/18/10. When he veriefied my address, he did not even have the correct one, but of I course I did not tell him that. He also told me that it will not show up as Oscald on my bank account, so I told him I will call my bank. He also told me that the money might have been deposited around feb 16, 17, or 18, he's not sure. When I asked him for the Oscald company's contact, he couldn't provide me with one . I think these are scammers who happened to have had access onthe information I provided online (which I thought would have been secured) who wanted to make money by threatening. I live in Hawaii and I don't know the laws about this kind of calls. Can anyone help?

well all of these collectors are SCUMBAGS. I am sure that they are calling from a basement in someones house with a magicjack and a credit card machine! they will tell you all kinds of things to scare you. send them a cease and disist letter and then go from there. they bothered me a few months back. first rebecca and then a mark i believe. these are unsecured loans and in the state of NC they are illegal. so when they call back tell them that you are recording the call and have documented their threats and making contact with the atty general and the FTC and a local atty. they had me in tears until i contacted an attorney here in my area. he guided me as to what to do and i havent heard from them since the end of january! they made all kinds of threats to me and called me numerous times called my family and told them they needed to pay money to keep me out of jail. just do some research and you will see. they are jerks. research cease and desist letters and send them one certified mail. ask them for their address and then ask them to mail you something in writing. im telling you they are slime in every sense of the word. dont let them bully you any longer....stand up to them. my atty told me that they would have to come to my state to file for papers and they arent gonna spend that kind of money. so the next time they called i told them to go ahead and file and when the sherriff showed up at dinner he could eat with us. relax and torture them fools good luck let us know how it turns out

I just reported LDG to the FTC. I can barely get any info before the threats start. I have told Mr. Bryant numerous times to stop calling my work and after the 3rd time I have reported. I've even got calls before 8am!

i just started receiving these calls from a ruben goldstein. he tells me i have complaints against but he never mentions whom they are from or for how much. he's called me at work and home. i live in texas and haven't heard anyone mentioning any phone calls being received in that state yet. should i be worried???? when will they stop or what will it take to make them stop????

hi i live in mississippi. i recieved a phone call today stating the exact same thing....that a civil suit has been filed against me and that i could be served with papers on my job or at my residence. the amount he said was correct that i took out with this company but what should i do...i set up payment arrangements

I am getting all sorts of threats from the Lombardo Davis & Goldman Firm. I live in Pa and I did take out a payday loan in April and than I got another deposit to my account from "the DJR Group"- of $250. There was a phone number on my bank statement and I called it and was routed to a female answering DJR Group. I asked her who they were and why they put money in my account. She told me that when I filled out an app for the payday loan it is allowing any lender to deposit money with notice. So I proceeded to tell her that I never talked to anyone from DJR nor did I ever hear of them. She told me that a voicemail was left on my phone and an email was sent to me. I never got a voicemail (but I'm not the only person in this house) and my wife said she didn't get it and the woman told me to go check my spam mail. Anyhow I never did find either of those and I told her I didn't want it and she said to bad you were notified and you now have a loan. Bull crap!!!!!!!!!!!!!!!!! I changed my checking account few weeks later becaluse I lost mycheck book and called the pay day peopleand asked for an address so i could send a money order and they said NO you have to give use your CC info or bank info because we only accept electronic payment. Now these but heads are faxing my employer and asking them for personal info.

I was contacted by Edward Brown he told me he was the head legal assistant to Lumbardo, Davis and Goldman he threatned me into tears telling me I was going to jail that I had a legal suit and a civil suit filed in my local area and told me he froze up my checking account, also stated that he was garnishing my wages. He just yelled and when I hung up he called right back and kept yelling calling me a liar and he will send someone to my mothers house and all sorts of threats. These people need to be stoped they still keep calling me now it is Rebecca calling me. Please someone see this and help all of us who have been victamized by these people.

please dont pay them. tell them to send you proof that owe the debt and also that you will have attorney look at it. i filed bankruptcy and they had me in tears thinking i couldnt file. my lawyer showed them a thing or two. they are horrible people. DO NOT SHED ANOTHER TEAR. you dont have to answer the calls. talk junk to them. they are scum. worse than scum. file a report to the atty general in your area as well. please dont let them intimidate you. please put them in their place. and like i said ask them to send you the document that say you owe and you will have a lawyer take a look at it. they will tell you that wont owrk or dosent matter. tell them to take a hike they are losers. that rebecca use to make me cry until I filed the bkrupcy and then im sure she cried when she was proven wrong. she told me i had committed internet fraud, all kinds of stuff even threatened jail. whatever. nothing is gonna happen to you.

Read very carefully: These companies can do NOTHING to you!!! Unless the Payday Loan companies that you've borrowed from are either licensed or are CSO's (like in the State of Maryland), they can do nothing to you. In good faith, you can offer to settle for the original amount of the loan (all they can do is say no), but if they've already taken out MORE than the amount of the original loan in the form of fees, etc, then give them NOTHING MORE. Contact a lawyer and contact your state, BBB, etc and use them to get these companies to stop harassing you. Close out your bank account because they can also try to take any money amounts that you may have had the bank block by changing the amount by $1.00. These companies are very sneaky, but you can FIGHT BACK!!! They may threaten you by saying that you must obey the laws of the country from where the loan originated (ex: Where the heck is Malta?!), they may say that because the loan was done over the Internet, that they are exempt from your state laws. Also NOT TRUE! Do the research and find out the laws of your state in terms of short and long term lending and FIGHT BACK!!! Find out the number for the Division of Financial Regulation in your state (It may be called something else. In Maryland,the phone# is (410) 230-6100) and speak to someone in their Consumer Credit department to get more info about the laws and your rights. Once you give these loan sharks the info as well as contact phone numbers for your State, I guarantee, they'll bother you no longer because your state will take over from there.

Quote:

Quote:

Quote:

I googled their number after receiving a call with no voice message left. I've never had a payday loan, but know a friend used my name as a reference (without my knowledge) for some of her debts in the past. Is it possible any of her issues could somehow end up affecting my credit?

You are absolutely right. When I spoke to one of the representatives on the phone they quoted me a different amount than what they sent me to agreed to.

This company is a debt collection /consolidation company. They CAN NOT harass you. If you get the calls where it is a very foreign sounding man using and American name - ask for his company's physical address, mailing address and prove of the original debt. I guarantee he will not give you any of that information and will stop calling you. My lawyer told me that these companies are usually overseas and have hack into other debt collector's mainframes and stolen information. DO NOT set up any payment arrangements with these people.

jloomis25

You said you live in PA? Contact the Department of Banking 1-800-722-2657. I did and was told that payday loans are illegal in PA. Lenders are supposed to be licensed in the state in order to offer loans with an apr more than 6% to a Pennsylvania resident and it can only be an installment loan. They are supposed to follow regulations set forth in the CDCA. Pennsylvania already won a class action lawsuit against one payday loan company. Giving that they asked me for all types of information regarding the lenders I dealt with they may be going after more.

I didn't get a phone call from them they sent me an email with some type of attachment. I did not even open it because I knew it was some bull...I automatically looked up the company and found this website. I was going to ignore them but now I am definitely going to ignore them. If I had money to pay people I would not pay them, so I will disregard whatever they have to say. I have been through this before and my lawyer states that a lot of these debt collectors are fraud. Most of them are collection agencies that work under a law firm name which is illeagal because of misrepresentation. Also many of them find your information online and try to collect off of you by scaring you into paying them. Most consumers don't know the law and get suckered intopaying these crooks. Always ask for certified mail and send certified mail about anything they are requesting from you. 9 times out of 10 you will not get anything from them. So don't stress or worry about it.

I filed with FTC as well. The more complaints against them will result in their company being sued and fined by the FTC

Possibly but most likely they will need civil suits first.

For ANY debt they are not allowed to disclose the reason for contact in any way except to the actual debor, if they are disclosing that it is for "threat and fraud, etc" then it is illegal.

Also you can write a written letter to them with a cease and desist order - you can find the address and verbage on the web. Send this with return receipt/delivery confirmation and keep track of every call after that.

Finally the only thing the FTC can do is cite and fine them...this actually works against you as a consumer because the debt collection agency with the most FTC complaints gets the most work...so there is a fine line. Eventually the FTC MIGHT do something but it is highly unlikely. Your best bet (just got one of those "you're going to jail" which is also a lie and illegal) is to send them the cease and desist order.

If you do answer one of their calls demand the debt in writing with a copy of the original loan application and terms and conditions. By the time they get this to you the cease and desist order will be in place and you can work with your lawyer/debt collection agency to get the matter resolved.

Another option is when they do call and threaten you to go to jail say, "Sure, have your guys come over and arrest me, send me to jail, I'll serve out my term and then my debt is paid. Sounds good to me, see you soon!"

The reason why is because in the US there IS NO DEBTOR'S PRISON! That's right, regardless if you owe a fine or a debt you will never be thrown in jail to pay it! The only time you will go to jail is if you are actually committing fraud...and if you are not then you are protected. Let's have some fun with these guys...let's tell them we'll be glad to go to jail rather than pay the debt...sounds like a good plan to me! LOL

Ive also gotten a call from this firm and it is from a Ron Bronson and he states that it will be sent to my state and i will have to deal with it from there but i have reciepts of all payday loan companies ive payed off and even as i ask to get the info of the company making the complaint and they always say they cant say. so what can i do to stop all this? i currently live in HI

well since this is a scamming bottomfeeder.file a police report as they broke the law with the call.then use the name and number of this scam to file AG,AND FTC complaints against them.i guarantee no lawsuit is pending,or gonna happen.they do this regularly.throw out the lawsuit BS to try and scare money out of people.file the report and complaints then ignore their sorry a$$.

I ve been getting the same calls im sick of these people i live in illinois what can i do ???