LVNV Funding LLC: What to do if you find them on your credit report

the sheriff came and brought a letter me vs lvnv. what do i need to do now?

Answer the summons and complaint or a default judgement will be awarded. If you need legal counsel consult a NACA attorney www.naca.net

Will i need to just set up a payment plan? I have an old Sears acct from 1998 but made payments on it when I could with LVNV, Worldwide Asset, Resurgent what ever they call themselves in 2004. Does that reopen the acct everytime I make a payment?

What state do you live in? When was the last time you paid Sears?

North Carolina. I paid them last in 2000 or 2001

SOL in NC is 3 years. Has it been 3 years since your last payment to anyone on this account? When was the Date of First Default and is this still reported on your credit reports?

Yes i do believe so.

Yes i do believe so.

Your last payment was more than 3 years ago or it's on your crdit reports? It really sounds like this is out of statute but without all the facts I can't say for certain. Can you provide a timeline?

It is remarkable, a useful idea

have $755.00 deby on credit report. need to know what it is for.

lvnv funding is ganishing my check for citibank credit card that was charged off in 2004 what can i do to stop this, and take this information off my credit report

In order to take it off your credit report, you have to file a dispute to the credit reporting agencies and state that it is not your debt.
If it *is* your debt, then it will be on the credit report for 7 years.

Inquire with your HR Dept at work as to how the garnishment is taking place (ask for a copy of the court order) and then call the court and file a Motion to Dismiss due to improper venue (you have to prove that they filed with court case without your knowledge because you were served the summons in an improper manner - i.e. you never got it).

What entertaining phrase

i have a charged off acct from your company. it was turned over to sessoms and rogers p.a in durham n.c. my question is that this group has sent me a letter stating under the new review i have to increase my payments to you from 50 to 100. they said this was due to financial situation. i have without them consulting me have lost my wages by half. i cannot afford what they are asking me to do,but since you took a civil summons against me what then? i can still afford the 50.00 per month not 100. due to the fact my wages have decreased i cannot afford 100. i guess they talked to you guys and sent me the letter.
respectfully yours,
brandon barragan

looking for a settlement - i can be reached at xxxxNo solicitations-per TOS ..Bossy4455

what is this about

i do not have a credit card

i am not working at all

i am waiting to hear from you

george, we are not LVNV, please use the contact info given in previous posts to contact them. If you sent them a DV l;etter, you may be waiting for some time--they sometimes never validate the debt

I ALSO HAVE LVNV ON MY CREDIT REPORT I JUST GOT A WEEK AGO, I CALLED ASKED THEM WHAT IT IS AND THEY SAID MCI, THEY SAID IT IS 8/16/2002 AN THEN 7/2/04 MCI CHARGED IT OFF AND CLOSED IT LVN PURCHASED IT 6/30/06 I DONT UNDERSTAND ALL THIS, IF MCI WROTE IT OFF AND CLOSED IT HOW CAN THEY PICK UP AND I THOUGHT I AM GOING TO CALL MCI AND VERIFY ALL THIS IS LEGIT, BUT MCI HAS BUSINESS. I AM WANTING CLEAR CREDIT, AND WILL PAY THIS IF I HAVE TO, CAN THIS LVNV DO THIS?

You can contact MCI and see if they sold this debt to someone--most likely LVNV purched this and are tyring to make some money --Send LVNV funding a DV letter if they did purchase this before you do anything..

Please email me and explain what is this concerning. My grandmother is 78 years old, unemployed, disabled, a dialysis patient and pays all her bills. She doesn't know what this is concerning. xxxxxx Thanks!I think you have reached this site in error..we are not LVNV.Bossy4455

I removed your personal info for your protection. More than likely they made an error with your grandmother.LVNV is a junk debt buyer who buys old debts and then collects on them. If your grandmother doesn't owe them or anyone else, send them a cease and destst letter-certified,return receipt..good luck..karen

HELP!! LVNV is appearing in a negative way on my credit report, and I have no idea who they are.

I WANT TO MAKE A PAYMENT? WHICH ADRESS SHOULD I SEND IT TO?

Hello,
My son Tyrone P Tucker Jr have a out standing debt with you.that was sold to Capital Management Services,LP....ACCOUNT#65675095.He rec a settlement letter for 3,023.54 on 04/28/2009.I wish to pay the amount and rec the title to the car.I spoke with capital management rep on 07/16/2009 at 1/866/843/8058 he stated that you have the title to the car.could you reply please as to yes are no.
wanda lewis 757/898/1103
newport news,va

Last January, we received a call from Phillips & Cohen CA regarding a WA MU Visa of my husband's. We set up a settlement plan and they were to take out three payments of $336 for the next three 3 mos. They took out the first payment, but not the second. When I called, I was told that I was supposed to have called in. I asked why then, did they take out the first payment via ACH through my banK? No response. Just told me settlement void now. Finally talked to manager. SHE said that WA Mutual screwed up a bunch of the 'settlements' and she'd have to talk to a woman named 'Kristen' at WA Mu and she would get back to me. No one ever did. I called for almost a year and no one would return my calls. No one answered our certfied letters, etiher. Then,this past June we got a call from MRS Asso. I sent a validation letter this time. No response. Last week, we got a call from Resergent. Advised them we would send validation letter. Three days late, we received a letter from stating it was a Validation of Debt, but all it says it that the account was acqired from WA MU and that weowe $2151. That is not a validationm, is it?

Ha Ha..Resurgent did that to me to. "Validation of Debt" was just something typed up on an otherwise blank sheet of paper saying the account was acquired from GE Capital and now owned by LVNV and that I owed $1,039. The dunning letter with it even said "enclosed please find an original validation of debt that verifies the debt."

What a joke, I laughed out loud when I got that one. I sent them a certified letter return receipt telling them that what they sent was "wholly inadequate as validation of any debt" and reiterating my debt validation request. This was in March, so far they haven't responded. Idiots....

LVNV Funding sued me through an attorney a year ago. I countersued and stated that they had never validated the debt. The debt has risen from $11,200 to over $17,000 on my CR. I have heard nothing since last July 2008. Should I send a validation letter to their company even though there has been a suit or should I just wait. I have tried numerous times to settle with them but they would not even take 40%. I just want this to end. Can anyone help me with this?

I have the same case as lizzygirl244. They sued me and I got a dismissal without a prejudice, but they are still reporting on my experian report. How do I get rid of them?

Send a copy of the dismissal to Experian with a dispute.

lvnv funding purchased an old debt and "Restarted" the date on my credit report to when they purchased the account, I have been relying on my better credit to get these old debts paid off, yet when this huge debt appered it knocked my score back down into the "helpless Range" what can I do legally to get this back off my report

Send a dispute to the credit reporting agency with that info.

WOW, I wish I had a PC a long time ago , I've been reading the helpful posts you guys have been giving about LVNV FUNDING LLC, and it seems SEARS uses them for everyone, including me !! I owe them , $282-$335, at least, thats what my 2009 , credit report says !? OK whats the best #. to get a hold of them, theres so many !! Also , I have a CA tax lein , for $ 1,300 , on my credit report, and I tried to take care of it a long time ago , but the CA , franchise board , wouldnt even send me any info.' because I moved to AZ. !! ( MY address's didnt match !!) I've been dealing with the run around since 1992 , when I got out of the USMC , and H&R BLOCK , WAS SUPPOSED TO HAVE DONE MY TAXES THAT YEAR !! (1992) , UNLESS WHEN I MOVED TO AZ THE PAPER WORK WAS LOST ??!! EITHER WAY , I DONT HAVE ANY CONTACT INFO.' TO PAY THIS OFF !! EVEN THOUGH, I'VE GOT THE $$$ TO DO IT !! HOW DO I REOLVE THESE MATTERS ??

BEEN TRYING TI RESOVLE, FEEL THIS IS ERROR, AND WANT REMOVED FROM CREDIT REPORT

A SUPPORTED BY THE DEVELOPER TOOLS? It was interesting. You seem very knowledgeable in ypour field.

How id I oowed you $854.00 from credit history

How did I owed you such an amount?

An LLC has sued us via chase bank. Two dates are on the summons. No where is there a court date NOR is there a date marked when we received. The same sommons arrived in the mail without a return address. There is a sworn affidavit of sale to this LLC. They have my name and my daughters address and niether of us know anything about this account.

what should we do?

Call your local county civil court and verify the court date and ask them what you need to do.

Don't forget to also ask how to file a Motion for Discovery.

Hello. And Bye.

is there a way i can find out who the company is my son owes. he has just recieved a letter from an attny about a judgement and we know nothing about it can you help

is there a way i can find out who the company is my son owes. he has just recieved a letter from an attny about a judgement and we know nothing about it can you help

is there a way i can find out who the company is my son owes. he has just recieved a letter from an attny about a judgement and we know nothing about it can you help

@ annoyed & confused: There won't be a court date on the summons and complaint. Depending on where you live, you have a limited time to file an answer, which you must do. If you cannot afford a lawyer, go down to the courthouse in person, and ask the clerk for a pro se answer form. It's free. fill it out. You will then be mailed a court date.

@maurice: check his credit report and see if it's on there, and call the attorney and ask him what the debt is about. Sounds like your son had a judgment entered against him by default, so he might want to go down to his local courthouse and file your district's equivalent of an order to show cause to vacate a default judgment.

how can lvnv funding show on my credit report that a judgment has been placed against me when no such thing has happened? I got a court paper but was cancelled when they received payment arrangements

i would check with your court clerk on that.LVNV is an ultimate bottomfeeder.chances are they went ahead with the suit.did you get the arrangement in writing?if not then they most likely agreed to the arrangement so you don't show up to court.check with your court clerk to be sure.

please tell me who the original creditor is for this account #4447962154749604 ?