Fax Numbers for a Few Credit card companies..

Hi John D.,

According to the FDCPA, the Cease & Desist letter must be in writing for the creditor to be forced to honor it. While faxing is a form of writing, it is never good to fax it. Just because you have proof that it was received does not mean it actually was. Faxes jam, run out of toner, get piled up somewhere in a file, etc., etc. ALWAYS send Cease & Desist letters by Certified Mail Return Receipt Requested. If it went to court, the company may easily wiggle away from a faxed notice but a hand written signature on the USPS green card is absolutely ironclad proof in a court of law. I would treat the fax like the phone, expect a break for a week or two, but send out those letters in hard copy by mail.

Plus, you really can't PROVE that the fax receipt is real. One can easily draw one up on a computer.

Oh, and those Cease and Desist letters don't work for the original creditor.

Hope this helps,

chrys

Although I agree with you that certified mail is better, my thoughts are if the Fax letter works and they don't call after you fax them, great, you just saved a little money. If the calls continue, then send them the certified mail.

In regard to the original creditor...the Cease and Desist letters do work....at least with my Creditors..ie Citi/Chase/Capital one.

Thanks for the reply

Dear capital one
Hi, my name is MD ALOMGIR HOQUE .I want add my name MD.and I want to my name is like this MD. ALOMGIR HOQUE. please change my name. Thank you.

MD....we are not capital one. This is a public debt forum. it is probably capitalone.com

we are not capitol one(thank god).you will have to contact them.