house

Balance transfer can be an option for lowering APR of your credit cards. But low apr credit cards should be handled with care because this apr rate become high once the introductory offer expires.

Debt settlement camn also help you. It can lower your debt by 40 to 60%.

Can't eat,
what kind of credit card debt are we talking about here? There are a number of options, lemme tell ya. I agree with 'guest' here, a number of things can help you; some of these settlement plans will only help a little bit, so you need to be careful as you're weighing your decisions. What kind of time frame are you working with? That is, how much time do you have before the next negative thing happens?

89k in credit card debt and consulting a bk atty today my poor wife has nothing to do with this for she is not listed on cards and im out of money . Does her income count agaist me or do they just go by my stats in nj Lawyer said on phone yesterday house should be fine and made everything sound simple and that scared me more i keep doing means test but i guess it dont matter what i come up with. Who does the means test the atty or the courts thanks